The SWIFT code for BANK OF LATVIA is LACBLV2XZMS
While the main BANK OF LATVIA SWIFT code (ending in XXX) can be used for general transfers, using the branch-specific code LACBLV2XZMS ensures your funds are routed directly to the RIGA clearing system. This reduces manual processing at the head office and can speed up your transfer by up to 24 hours.
| Bank Name | BANK OF LATVIA |
| Bank Address | K. VALDEMARA STREET 2A, RIGA, RIGA, LV-1050 |
| City | RIGA |
| Postcode | LV-1050 |
| Country | 🇱🇻 Latvia |
| Bank Code | LACB |
| Country Code | LV |
| Location Code | 2X |
| Branch Code | ZMS |
Other BANK OF LATVIA Branches in RIGA
If you are looking for branches near RIGA, you may also need the SWIFT codes for the locations below.
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Sending money to family or friends shouldn’t be stressful. Understanding the fees and delivery times helps you feel confident about your transfer. At Remitly, we make the process simple, affordable, and secure. You’ll know the total cost and delivery time before completing your transfer. Choose a payment method that suits you, whether it’s a debit or credit card.
Get started nowSending Money to BANK OF LATVIA in RIGA
Follow these three steps to ensure your international wire transfer reaches the correct account at the RIGA branch without delays or hidden intermediary fees.
- Step 1: Collect Recipient Details. You will need the full legal name of the account holder and their IBAN (International Bank Account Number). For Latvia, IBANs typically start with the prefix LV.
- Step 2: Enter the SWIFT/BIC Code. When prompted by your banking app or wire service, enter LACBLV2XZMS. This unique 11-character identifier ensures the funds are routed specifically to the BANK OF LATVIA systems in RIGA.
- Step 3: Confirm the Transfer Method. If you are sending from within Europe, select SEPA for lower fees and faster delivery. For transfers from outside the EU (e.g., USA, India, or Australia), ensure you select SWIFT/International Wire and double-check if your bank requires an intermediary bank for Latvia transactions.
Where can I find my SWIFT/BIC code?
You can find your SWIFT/BIC code in several easy-to-locate places:
- On your bank statements, either printed or online.
- Inside your online banking portal, under account information.
- On your bank’s official website, usually in their international banking or FAQ section.
- By directly contacting your bank’s customer service.
Online resources like SWIFT Codes Finder can be really helpful.
Example of transaction information
- Beneficiary Name: [Recipient Name]
- Bank: [Bank Name]
- SWIFT/BIC Code: [SWIFT Code]
- Bank Address: [Street, City, Country]
- Account Number/IBAN: [Account Number or IBAN]
Frequently Asked Questions
Should I use this specific code or the BANK OF LATVIA head office code?
While the BANK OF LATVIA head office code (ending in XXX) is often accepted, using LACBLV2XZMS is the best way to ensure your money reaches the RIGA branch directly. By using the branch-specific code, you bypass the central sorting queue at the head office, which can often speed up the processing of your international transfer by a full business day.
Can I receive international payments at the branch in RIGA?
Yes, the office in RIGA is fully equipped to receive international wire transfers via the SWIFT network. To ensure the funds are credited correctly, you must provide the sender with the SWIFT/BIC code LACBLV2XZMS and your full IBAN associated with your account at this location.
What is the correct address for a wire transfer to RIGA?
When you are asked for the "Beneficiary Bank Address" on a wire transfer form, you should provide the specific physical location in RIGA to ensure a smooth verification process:
BANK OF LATVIA
K. VALDEMARA STREET 2A, RIGA, RIGA, LV-1050, LV-1050, RIGA, Latvia
How long does it take for money to arrive at this Latvia location?
Typically, an international transfer to the branch in RIGA takes between 1 and 3 business days. To avoid delays, ensure the sender uses the specific code LACBLV2XZMS. Transfers initiated on weekends or during local public holidays in Latvia may take slightly longer to reflect in your account.
What happens if I use the SWIFT code for the wrong branch?
If you accidentally use a code for a different BANK OF LATVIA location instead of the one in RIGA, your money is rarely lost. Instead, the bank will usually perform a "manual repair" to route the funds to the correct account based on your IBAN. However, this manual intervention often incurs a small additional fee and can delay the deposit by 24 to 48 hours.
Is this the same as the IBAN for my account in RIGA?
No. The SWIFT code LACBLV2XZMS identifies the BANK OF LATVIA branch in RIGA, whereas your IBAN identifies your specific, individual bank account. For a successful international transfer, you must provide both pieces of information to the sender.
SWIFT Codes for main Latvia banks
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