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The SWIFT code for LAO-VIET BANK CO,LTD is LAOVLALACPS

While the main LAO-VIET BANK CO,LTD SWIFT code (ending in XXX) can be used for general transfers, using the branch-specific code LAOVLALACPS ensures your funds are routed directly to the PAKSE clearing system. This reduces manual processing at the head office and can speed up your transfer by up to 24 hours.

Bank Information
LAOVLALACPS
Bank Name LAO-VIET BANK CO,LTD
Bank Address ROAD 13, BAN THALUANG, PARSE TOWN, PAKSE, CHAMPASAK, 16000
City PAKSE
Postcode 16000
Country
Bank Code LAOV
Country Code LA
Location Code LA
Branch Code CPS
Data Verified: May 2026

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Sending Money to LAO-VIET BANK CO,LTD in PAKSE

Follow these three steps to ensure your international wire transfer reaches the correct account at the PAKSE branch without delays or hidden intermediary fees.

  1. Step 1: Collect Recipient Details. You will need the full legal name of the account holder and their IBAN (International Bank Account Number). For Lao People's Democratic Republic, IBANs typically start with the prefix LA.
  2. Step 2: Enter the SWIFT/BIC Code. When prompted by your banking app or wire service, enter LAOVLALACPS. This unique 11-character identifier ensures the funds are routed specifically to the LAO-VIET BANK CO,LTD systems in PAKSE.
  3. Step 3: Confirm the Transfer Method. If you are sending from within Europe, select SEPA for lower fees and faster delivery. For transfers from outside the EU (e.g., USA, India, or Australia), ensure you select SWIFT/International Wire and double-check if your bank requires an intermediary bank for Lao People's Democratic Republic transactions.

Where can I find my SWIFT/BIC code?

You can find your SWIFT/BIC code in several easy-to-locate places:

  • On your bank statements, either printed or online.
  • Inside your online banking portal, under account information.
  • On your bank’s official website, usually in their international banking or FAQ section.
  • By directly contacting your bank’s customer service.

Online resources like SWIFT Codes Finder can be really helpful.

Example of transaction information

  1. Beneficiary Name: [Recipient Name]
  2. Bank: [Bank Name]
  3. SWIFT/BIC Code: [SWIFT Code]
  4. Bank Address: [Street, City, Country]
  5. Account Number/IBAN: [Account Number or IBAN]

Frequently Asked Questions

Should I use this specific code or the LAO-VIET BANK CO,LTD head office code?

While the LAO-VIET BANK CO,LTD head office code (ending in XXX) is often accepted, using LAOVLALACPS is the best way to ensure your money reaches the PAKSE branch directly. By using the branch-specific code, you bypass the central sorting queue at the head office, which can often speed up the processing of your international transfer by a full business day.

Can I receive international payments at the branch in PAKSE?

Yes, the office in PAKSE is fully equipped to receive international wire transfers via the SWIFT network. To ensure the funds are credited correctly, you must provide the sender with the SWIFT/BIC code LAOVLALACPS and your full IBAN associated with your account at this location.

What is the correct address for a wire transfer to PAKSE?

When you are asked for the "Beneficiary Bank Address" on a wire transfer form, you should provide the specific physical location in PAKSE to ensure a smooth verification process:

LAO-VIET BANK CO,LTD
ROAD 13, BAN THALUANG, PARSE TOWN, PAKSE, CHAMPASAK, 16000, 16000, PAKSE, Lao People's Democratic Republic

How long does it take for money to arrive at this Lao People's Democratic Republic location?

Typically, an international transfer to the branch in PAKSE takes between 1 and 3 business days. To avoid delays, ensure the sender uses the specific code LAOVLALACPS. Transfers initiated on weekends or during local public holidays in Lao People's Democratic Republic may take slightly longer to reflect in your account.

What happens if I use the SWIFT code for the wrong branch?

If you accidentally use a code for a different LAO-VIET BANK CO,LTD location instead of the one in PAKSE, your money is rarely lost. Instead, the bank will usually perform a "manual repair" to route the funds to the correct account based on your IBAN. However, this manual intervention often incurs a small additional fee and can delay the deposit by 24 to 48 hours.

Is this the same as the IBAN for my account in PAKSE?

No. The SWIFT code LAOVLALACPS identifies the LAO-VIET BANK CO,LTD branch in PAKSE, whereas your IBAN identifies your specific, individual bank account. For a successful international transfer, you must provide both pieces of information to the sender.