SWIFT Code for SOCIETE INTER AFRICAINE DE BANQUE, SA in Togo
BALTTGT1XXX
The primary BIC/SWIFT code for SOCIETE INTER AFRICAINE DE BANQUE, SA in Togo is BALTTGT1XXX. This code is used to identify the bank as a whole during international financial transactions.
| Bank Name | SOCIETE INTER AFRICAINE DE BANQUE, SA |
| Bank Address | 14 RUE DU COMMERCE, LOME, MARITIME, 1321 |
| City | LOME |
| Postcode | 1321 |
| Country | 🇹🇬 Togo |
| Bank Code | BALT |
| Country Code | TG |
| Location Code | T1 |
| Branch Code | XXX |
Find out why millions worldwide trust Remitly
Guaranteed Delivery
Your satisfaction is our priority - if your transfer isn’t delivered on schedule, you’ll get a full refund of our service fees.
Flexible Transfers
Send money your way from Poland - whether it’s direct to a bank account, to a mobile wallet, or for cash collection at a local pickup point.
Advanced Protection
Rest easy knowing your transfers are protected by industry-leading security measures and encryption technology.
SWIFT Code Tools
Quickly locate any SWIFT/BIC code or verify the one you already have.
Sending Money to SOCIETE INTER AFRICAINE DE BANQUE, SA in LOME
Follow these three steps to ensure your international wire transfer reaches the correct account at the LOME branch without delays or hidden intermediary fees.
- Step 1: Collect Recipient Details. You will need the full legal name of the account holder and their IBAN (International Bank Account Number). For Togo, IBANs typically start with the prefix TG.
- Step 2: Enter the SWIFT/BIC Code. When prompted by your banking app or wire service, enter BALTTGT1XXX. This unique 11-character identifier ensures the funds are routed specifically to the SOCIETE INTER AFRICAINE DE BANQUE, SA systems in LOME.
- Step 3: Confirm the Transfer Method. If you are sending from within Europe, select SEPA for lower fees and faster delivery. For transfers from outside the EU (e.g., USA, India, or Australia), ensure you select SWIFT/International Wire and double-check if your bank requires an intermediary bank for Togo transactions.
Where can I find my SWIFT/BIC code?
You can find your SWIFT/BIC code in several easy-to-locate places:
- On your bank statements, either printed or online.
- Inside your online banking portal, under account information.
- On your bank’s official website, usually in their international banking or FAQ section.
- By directly contacting your bank’s customer service.
Online resources like SWIFT Codes Finder can be really helpful.
Example of transaction information
- Beneficiary Name: [Recipient Name]
- Bank: [Bank Name]
- SWIFT/BIC Code: [SWIFT Code]
- Bank Address: [Street, City, Country]
- Account Number/IBAN: [Account Number or IBAN]
Frequently Asked Questions
Is BALTTGT1XXX the correct code for all SOCIETE INTER AFRICAINE DE BANQUE, SA branches?
No. While many banks use a "Head Office" code ending in XXX, the code BALTTGT1XXX is specifically assigned to the LOME location. Using this specific 11-character code helps the bank’s automated systems credit the recipient’s account faster than using a generic national code.
Can I use this code for a SEPA transfer to Togo?
Yes. If you are sending Euro-denominated funds from another SEPA-member country, you can use this BIC/SWIFT code alongside the recipient’s IBAN. However, most modern European banks only require the IBAN to route SEPA payments automatically.
How long does a transfer to SOCIETE INTER AFRICAINE DE BANQUE, SA usually take?
International transfers to SOCIETE INTER AFRICAINE DE BANQUE, SA using the SWIFT network typically take 1 to 3 business days. Factors that can cause delays include:
- Time zone differences between the sender and Togo.
- Local public holidays in Togo.
- Required "Know Your Customer" (KYC) checks for large amounts.
Are there fees for receiving money at the LOME branch?
Most banks in Togo charge an "Incoming Wire Fee" for international transfers. For SOCIETE INTER AFRICAINE DE BANQUE, SA, these fees vary based on the account type but typically range from a small flat fee to a percentage of the total. It is recommended to send funds using the "OUR" instruction if you want the recipient to receive the exact amount sent.
What happens if I use the wrong SWIFT code?
If you use a code for a different branch of SOCIETE INTER AFRICAINE DE BANQUE, SA, the money will usually still arrive but may be delayed by 24–48 hours as it is manually rerouted. If you enter a completely incorrect code, the funds will likely be returned to your account within 5–10 business days, minus any processing fees.
Do I need a SOCIETE INTER AFRICAINE DE BANQUE, SA SWIFT code for international money transfers?
Yes. If you are sending money from abroad to an account at SOCIETE INTER AFRICAINE DE BANQUE, SA, you will almost certainly need their SWIFT code (also known as a BIC).
The SWIFT code BALTTGT1XXX acts as a digital address for the LOME branch. Without it, the sending bank won’t know which specific institution in Togo should receive the funds, which often leads to the transfer being rejected or stuck in "limbo". However, the requirements change slightly depending on where the money is coming from:
- Transfers from outside the EU/EEA (e.g., USA, Canada, India): A SWIFT code is mandatory. You must provide BALTTGT1XXX along with the recipient’s name and IBAN.
- Transfers from within Europe (SEPA): If the sender is in a SEPA-member country, many modern banks only require the IBAN. However, providing the SWIFT code BALTTGT1XXX is still recommended as a backup to ensure the transfer is routed instantly to the LOME branch.
- Domestic Transfers: If you are sending money from another bank inside Togo, you typically do not need a SWIFT code; a local account number or IBAN is sufficient.
Pro Tip: Always double-check the 8th and 11th characters. For SOCIETE INTER AFRICAINE DE BANQUE, SA, using the specific branch code BALTTGT1XXX instead of the generic head office code ensures the money hits the correct local ledger in LOME without manual intervention.
SWIFT Codes for main Togo banks
Browse SWIFT Codes by Country
Looking for SWIFT codes in a specific country? Use this section to explore banks and financial institutions by region. Just select a country to view a full list of banks along with their verified SWIFT/BIC codes.