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The SWIFT code for BANK OF NEW ZEALAND is BKNZNZ22800

While the main BANK OF NEW ZEALAND SWIFT code (ending in XXX) can be used for general transfers, using the branch-specific code BKNZNZ22800 ensures your funds are routed directly to the CHRISTCHURCH clearing system. This reduces manual processing at the head office and can speed up your transfer by up to 24 hours.

Bank Information
BKNZNZ22800
Bank Name BANK OF NEW ZEALAND
Bank Address 114 FITZGERALD AVENUE, CHRISTCHURCH, CANTERBURY, 8011
City CHRISTCHURCH
Postcode 8011
Country
🇳🇿 New Zealand
Bank Code BKNZ
Country Code NZ
Location Code 22
Branch Code 800
Data Verified: May 2026

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Sending Money to BANK OF NEW ZEALAND in CHRISTCHURCH

Follow these three steps to ensure your international wire transfer reaches the correct account at the CHRISTCHURCH branch without delays or hidden intermediary fees.

  1. Step 1: Collect Recipient Details. You will need the full legal name of the account holder and their IBAN (International Bank Account Number). For New Zealand, IBANs typically start with the prefix NZ.
  2. Step 2: Enter the SWIFT/BIC Code. When prompted by your banking app or wire service, enter BKNZNZ22800. This unique 11-character identifier ensures the funds are routed specifically to the BANK OF NEW ZEALAND systems in CHRISTCHURCH.
  3. Step 3: Confirm the Transfer Method. If you are sending from within Europe, select SEPA for lower fees and faster delivery. For transfers from outside the EU (e.g., USA, India, or Australia), ensure you select SWIFT/International Wire and double-check if your bank requires an intermediary bank for New Zealand transactions.

Where can I find my SWIFT/BIC code?

You can find your SWIFT/BIC code in several easy-to-locate places:

  • On your bank statements, either printed or online.
  • Inside your online banking portal, under account information.
  • On your bank’s official website, usually in their international banking or FAQ section.
  • By directly contacting your bank’s customer service.

Online resources like SWIFT Codes Finder can be really helpful.

Example of transaction information

  1. Beneficiary Name: [Recipient Name]
  2. Bank: [Bank Name]
  3. SWIFT/BIC Code: [SWIFT Code]
  4. Bank Address: [Street, City, Country]
  5. Account Number/IBAN: [Account Number or IBAN]

Frequently Asked Questions

Should I use this specific code or the BANK OF NEW ZEALAND head office code?

While the BANK OF NEW ZEALAND head office code (ending in XXX) is often accepted, using BKNZNZ22800 is the best way to ensure your money reaches the CHRISTCHURCH branch directly. By using the branch-specific code, you bypass the central sorting queue at the head office, which can often speed up the processing of your international transfer by a full business day.

Can I receive international payments at the branch in CHRISTCHURCH?

Yes, the office in CHRISTCHURCH is fully equipped to receive international wire transfers via the SWIFT network. To ensure the funds are credited correctly, you must provide the sender with the SWIFT/BIC code BKNZNZ22800 and your full IBAN associated with your account at this location.

What is the correct address for a wire transfer to CHRISTCHURCH?

When you are asked for the "Beneficiary Bank Address" on a wire transfer form, you should provide the specific physical location in CHRISTCHURCH to ensure a smooth verification process:

BANK OF NEW ZEALAND
114 FITZGERALD AVENUE, CHRISTCHURCH, CANTERBURY, 8011, 8011, CHRISTCHURCH, New Zealand

How long does it take for money to arrive at this New Zealand location?

Typically, an international transfer to the branch in CHRISTCHURCH takes between 1 and 3 business days. To avoid delays, ensure the sender uses the specific code BKNZNZ22800. Transfers initiated on weekends or during local public holidays in New Zealand may take slightly longer to reflect in your account.

What happens if I use the SWIFT code for the wrong branch?

If you accidentally use a code for a different BANK OF NEW ZEALAND location instead of the one in CHRISTCHURCH, your money is rarely lost. Instead, the bank will usually perform a "manual repair" to route the funds to the correct account based on your IBAN. However, this manual intervention often incurs a small additional fee and can delay the deposit by 24 to 48 hours.

Is this the same as the IBAN for my account in CHRISTCHURCH?

No. The SWIFT code BKNZNZ22800 identifies the BANK OF NEW ZEALAND branch in CHRISTCHURCH, whereas your IBAN identifies your specific, individual bank account. For a successful international transfer, you must provide both pieces of information to the sender.