Back to bank BMRIIDJA854

The SWIFT code for BANK MANDIRI (PERSERO), PT is BMRIIDJA854

While the main BANK MANDIRI (PERSERO), PT SWIFT code (ending in XXX) can be used for general transfers, using the branch-specific code BMRIIDJA854 ensures your funds are routed directly to the SEMARANG clearing system. This reduces manual processing at the head office and can speed up your transfer by up to 24 hours.

Bank Information
BMRIIDJA854
Bank Name BANK MANDIRI (PERSERO), PT
Bank Address BANK MANDIRI BUILDING, FLOOR 2, JL. MPU TANTULAR 19, SEMARANG, CENTRAL JAVA, 50137
City SEMARANG
Postcode 50137
Country
🇮🇩 Indonesia
Bank Code BMRI
Country Code ID
Location Code JA
Branch Code 854
Data Verified: May 2026

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Sending Money to BANK MANDIRI (PERSERO), PT in SEMARANG

Follow these three steps to ensure your international wire transfer reaches the correct account at the SEMARANG branch without delays or hidden intermediary fees.

  1. Step 1: Collect Recipient Details. You will need the full legal name of the account holder and their IBAN (International Bank Account Number). For Indonesia, IBANs typically start with the prefix ID.
  2. Step 2: Enter the SWIFT/BIC Code. When prompted by your banking app or wire service, enter BMRIIDJA854. This unique 11-character identifier ensures the funds are routed specifically to the BANK MANDIRI (PERSERO), PT systems in SEMARANG.
  3. Step 3: Confirm the Transfer Method. If you are sending from within Europe, select SEPA for lower fees and faster delivery. For transfers from outside the EU (e.g., USA, India, or Australia), ensure you select SWIFT/International Wire and double-check if your bank requires an intermediary bank for Indonesia transactions.

Where can I find my SWIFT/BIC code?

You can find your SWIFT/BIC code in several easy-to-locate places:

  • On your bank statements, either printed or online.
  • Inside your online banking portal, under account information.
  • On your bank’s official website, usually in their international banking or FAQ section.
  • By directly contacting your bank’s customer service.

Online resources like SWIFT Codes Finder can be really helpful.

Example of transaction information

  1. Beneficiary Name: [Recipient Name]
  2. Bank: [Bank Name]
  3. SWIFT/BIC Code: [SWIFT Code]
  4. Bank Address: [Street, City, Country]
  5. Account Number/IBAN: [Account Number or IBAN]

Frequently Asked Questions

Should I use this specific code or the BANK MANDIRI (PERSERO), PT head office code?

While the BANK MANDIRI (PERSERO), PT head office code (ending in XXX) is often accepted, using BMRIIDJA854 is the best way to ensure your money reaches the SEMARANG branch directly. By using the branch-specific code, you bypass the central sorting queue at the head office, which can often speed up the processing of your international transfer by a full business day.

Can I receive international payments at the branch in SEMARANG?

Yes, the office in SEMARANG is fully equipped to receive international wire transfers via the SWIFT network. To ensure the funds are credited correctly, you must provide the sender with the SWIFT/BIC code BMRIIDJA854 and your full IBAN associated with your account at this location.

What is the correct address for a wire transfer to SEMARANG?

When you are asked for the "Beneficiary Bank Address" on a wire transfer form, you should provide the specific physical location in SEMARANG to ensure a smooth verification process:

BANK MANDIRI (PERSERO), PT
BANK MANDIRI BUILDING, FLOOR 2, JL. MPU TANTULAR 19, SEMARANG, CENTRAL JAVA, 50137, 50137, SEMARANG, Indonesia

How long does it take for money to arrive at this Indonesia location?

Typically, an international transfer to the branch in SEMARANG takes between 1 and 3 business days. To avoid delays, ensure the sender uses the specific code BMRIIDJA854. Transfers initiated on weekends or during local public holidays in Indonesia may take slightly longer to reflect in your account.

What happens if I use the SWIFT code for the wrong branch?

If you accidentally use a code for a different BANK MANDIRI (PERSERO), PT location instead of the one in SEMARANG, your money is rarely lost. Instead, the bank will usually perform a "manual repair" to route the funds to the correct account based on your IBAN. However, this manual intervention often incurs a small additional fee and can delay the deposit by 24 to 48 hours.

Is this the same as the IBAN for my account in SEMARANG?

No. The SWIFT code BMRIIDJA854 identifies the BANK MANDIRI (PERSERO), PT branch in SEMARANG, whereas your IBAN identifies your specific, individual bank account. For a successful international transfer, you must provide both pieces of information to the sender.