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The SWIFT code for SERVICE CREDIT UNION is SCRUDE51KMC

While the main SERVICE CREDIT UNION SWIFT code (ending in XXX) can be used for general transfers, using the branch-specific code SCRUDE51KMC ensures your funds are routed directly to the RAMSTEIN-MIESENBACH clearing system. This reduces manual processing at the head office and can speed up your transfer by up to 24 hours.

Bank Information
SCRUDE51KMC
Bank Name SERVICE CREDIT UNION
Bank Address KMCC BUILDING 3336, SUITE M20, RAMSTEIN-MIESENBACH, RHEINLAND-PFALZ, 66877
City RAMSTEIN-MIESENBACH
Postcode 66877
Country
🇩🇪 Germany
Bank Code SCRU
Country Code DE
Location Code 51
Branch Code KMC
Data Verified: June 2026

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Sending Money to SERVICE CREDIT UNION in RAMSTEIN-MIESENBACH

Follow these three steps to ensure your international wire transfer reaches the correct account at the RAMSTEIN-MIESENBACH branch without delays or hidden intermediary fees.

  1. Step 1: Collect Recipient Details. You will need the full legal name of the account holder and their IBAN (International Bank Account Number). For Germany, IBANs typically start with the prefix DE.
  2. Step 2: Enter the SWIFT/BIC Code. When prompted by your banking app or wire service, enter SCRUDE51KMC. This unique 11-character identifier ensures the funds are routed specifically to the SERVICE CREDIT UNION systems in RAMSTEIN-MIESENBACH.
  3. Step 3: Confirm the Transfer Method. If you are sending from within Europe, select SEPA for lower fees and faster delivery. For transfers from outside the EU (e.g., USA, India, or Australia), ensure you select SWIFT/International Wire and double-check if your bank requires an intermediary bank for Germany transactions.

Where can I find my SWIFT/BIC code?

You can find your SWIFT/BIC code in several easy-to-locate places:

  • On your bank statements, either printed or online.
  • Inside your online banking portal, under account information.
  • On your bank’s official website, usually in their international banking or FAQ section.
  • By directly contacting your bank’s customer service.

Online resources like SWIFT Codes Finder can be really helpful.

Example of transaction information

  1. Beneficiary Name: [Recipient Name]
  2. Bank: [Bank Name]
  3. SWIFT/BIC Code: [SWIFT Code]
  4. Bank Address: [Street, City, Country]
  5. Account Number/IBAN: [Account Number or IBAN]

Frequently Asked Questions

Should I use this specific code or the SERVICE CREDIT UNION head office code?

While the SERVICE CREDIT UNION head office code (ending in XXX) is often accepted, using SCRUDE51KMC is the best way to ensure your money reaches the RAMSTEIN-MIESENBACH branch directly. By using the branch-specific code, you bypass the central sorting queue at the head office, which can often speed up the processing of your international transfer by a full business day.

Can I receive international payments at the branch in RAMSTEIN-MIESENBACH?

Yes, the office in RAMSTEIN-MIESENBACH is fully equipped to receive international wire transfers via the SWIFT network. To ensure the funds are credited correctly, you must provide the sender with the SWIFT/BIC code SCRUDE51KMC and your full IBAN associated with your account at this location.

What is the correct address for a wire transfer to RAMSTEIN-MIESENBACH?

When you are asked for the "Beneficiary Bank Address" on a wire transfer form, you should provide the specific physical location in RAMSTEIN-MIESENBACH to ensure a smooth verification process:

SERVICE CREDIT UNION
KMCC BUILDING 3336, SUITE M20, RAMSTEIN-MIESENBACH, RHEINLAND-PFALZ, 66877, 66877, RAMSTEIN-MIESENBACH, Germany

How long does it take for money to arrive at this Germany location?

Typically, an international transfer to the branch in RAMSTEIN-MIESENBACH takes between 1 and 3 business days. To avoid delays, ensure the sender uses the specific code SCRUDE51KMC. Transfers initiated on weekends or during local public holidays in Germany may take slightly longer to reflect in your account.

What happens if I use the SWIFT code for the wrong branch?

If you accidentally use a code for a different SERVICE CREDIT UNION location instead of the one in RAMSTEIN-MIESENBACH, your money is rarely lost. Instead, the bank will usually perform a "manual repair" to route the funds to the correct account based on your IBAN. However, this manual intervention often incurs a small additional fee and can delay the deposit by 24 to 48 hours.

Is this the same as the IBAN for my account in RAMSTEIN-MIESENBACH?

No. The SWIFT code SCRUDE51KMC identifies the SERVICE CREDIT UNION branch in RAMSTEIN-MIESENBACH, whereas your IBAN identifies your specific, individual bank account. For a successful international transfer, you must provide both pieces of information to the sender.