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The SWIFT code for DZ BANK AG (FORMERLY WGZ BANK AG) is GENODED1ALD

While the main DZ BANK AG (FORMERLY WGZ BANK AG) SWIFT code (ending in XXX) can be used for general transfers, using the branch-specific code GENODED1ALD ensures your funds are routed directly to the ALDENHOVEN clearing system. This reduces manual processing at the head office and can speed up your transfer by up to 24 hours.

Bank Information
GENODED1ALD
Bank Name RAIFFEISENBANK EG
Bank Address KAPUZINER STRASSE 2A, ALDENHOVEN, NORDRHEIN-WESTFALEN, 52457
City ALDENHOVEN
Postcode 52457
Country
🇩🇪 Germany
Bank Code GENO
Country Code DE
Location Code D1
Branch Code ALD
Data Verified: May 2026

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Sending Money to DZ BANK AG (FORMERLY WGZ BANK AG) in ALDENHOVEN

Follow these three steps to ensure your international wire transfer reaches the correct account at the ALDENHOVEN branch without delays or hidden intermediary fees.

  1. Step 1: Collect Recipient Details. You will need the full legal name of the account holder and their IBAN (International Bank Account Number). For Germany, IBANs typically start with the prefix DE.
  2. Step 2: Enter the SWIFT/BIC Code. When prompted by your banking app or wire service, enter GENODED1ALD. This unique 11-character identifier ensures the funds are routed specifically to the DZ BANK AG (FORMERLY WGZ BANK AG) systems in ALDENHOVEN.
  3. Step 3: Confirm the Transfer Method. If you are sending from within Europe, select SEPA for lower fees and faster delivery. For transfers from outside the EU (e.g., USA, India, or Australia), ensure you select SWIFT/International Wire and double-check if your bank requires an intermediary bank for Germany transactions.

Where can I find my SWIFT/BIC code?

You can find your SWIFT/BIC code in several easy-to-locate places:

  • On your bank statements, either printed or online.
  • Inside your online banking portal, under account information.
  • On your bank’s official website, usually in their international banking or FAQ section.
  • By directly contacting your bank’s customer service.

Online resources like SWIFT Codes Finder can be really helpful.

Example of transaction information

  1. Beneficiary Name: [Recipient Name]
  2. Bank: [Bank Name]
  3. SWIFT/BIC Code: [SWIFT Code]
  4. Bank Address: [Street, City, Country]
  5. Account Number/IBAN: [Account Number or IBAN]

Frequently Asked Questions

Should I use this specific code or the DZ BANK AG (FORMERLY WGZ BANK AG) head office code?

While the DZ BANK AG (FORMERLY WGZ BANK AG) head office code (ending in XXX) is often accepted, using GENODED1ALD is the best way to ensure your money reaches the ALDENHOVEN branch directly. By using the branch-specific code, you bypass the central sorting queue at the head office, which can often speed up the processing of your international transfer by a full business day.

Can I receive international payments at the branch in ALDENHOVEN?

Yes, the office in ALDENHOVEN is fully equipped to receive international wire transfers via the SWIFT network. To ensure the funds are credited correctly, you must provide the sender with the SWIFT/BIC code GENODED1ALD and your full IBAN associated with your account at this location.

What is the correct address for a wire transfer to ALDENHOVEN?

When you are asked for the "Beneficiary Bank Address" on a wire transfer form, you should provide the specific physical location in ALDENHOVEN to ensure a smooth verification process:

DZ BANK AG (FORMERLY WGZ BANK AG)
KAPUZINER STRASSE 2A, ALDENHOVEN, NORDRHEIN-WESTFALEN, 52457, 52457, ALDENHOVEN, Germany

How long does it take for money to arrive at this Germany location?

Typically, an international transfer to the branch in ALDENHOVEN takes between 1 and 3 business days. To avoid delays, ensure the sender uses the specific code GENODED1ALD. Transfers initiated on weekends or during local public holidays in Germany may take slightly longer to reflect in your account.

What happens if I use the SWIFT code for the wrong branch?

If you accidentally use a code for a different DZ BANK AG (FORMERLY WGZ BANK AG) location instead of the one in ALDENHOVEN, your money is rarely lost. Instead, the bank will usually perform a "manual repair" to route the funds to the correct account based on your IBAN. However, this manual intervention often incurs a small additional fee and can delay the deposit by 24 to 48 hours.

Is this the same as the IBAN for my account in ALDENHOVEN?

No. The SWIFT code GENODED1ALD identifies the DZ BANK AG (FORMERLY WGZ BANK AG) branch in ALDENHOVEN, whereas your IBAN identifies your specific, individual bank account. For a successful international transfer, you must provide both pieces of information to the sender.