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The SWIFT code for UNICREDIT BANK AUSTRIA AG is BKAUATWWSTO

While the main UNICREDIT BANK AUSTRIA AG SWIFT code (ending in XXX) can be used for general transfers, using the branch-specific code BKAUATWWSTO ensures your funds are routed directly to the STOCKERAU clearing system. This reduces manual processing at the head office and can speed up your transfer by up to 24 hours.

Bank Information
BKAUATWWSTO
Bank Name UNICREDIT BANK AUSTRIA AG
Bank Address SPARKASSAPLATZ 1, STOCKERAU, NIEDEROESTERREICH, 2000
City STOCKERAU
Postcode 2000
Country
🇦🇹 Austria
Bank Code BKAU
Country Code AT
Location Code WW
Branch Code STO
Data Verified: May 2026

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Sending Money to UNICREDIT BANK AUSTRIA AG in STOCKERAU

Follow these three steps to ensure your international wire transfer reaches the correct account at the STOCKERAU branch without delays or hidden intermediary fees.

  1. Step 1: Collect Recipient Details. You will need the full legal name of the account holder and their IBAN (International Bank Account Number). For Austria, IBANs typically start with the prefix AT.
  2. Step 2: Enter the SWIFT/BIC Code. When prompted by your banking app or wire service, enter BKAUATWWSTO. This unique 11-character identifier ensures the funds are routed specifically to the UNICREDIT BANK AUSTRIA AG systems in STOCKERAU.
  3. Step 3: Confirm the Transfer Method. If you are sending from within Europe, select SEPA for lower fees and faster delivery. For transfers from outside the EU (e.g., USA, India, or Australia), ensure you select SWIFT/International Wire and double-check if your bank requires an intermediary bank for Austria transactions.

Where can I find my SWIFT/BIC code?

You can find your SWIFT/BIC code in several easy-to-locate places:

  • On your bank statements, either printed or online.
  • Inside your online banking portal, under account information.
  • On your bank’s official website, usually in their international banking or FAQ section.
  • By directly contacting your bank’s customer service.

Online resources like SWIFT Codes Finder can be really helpful.

Example of transaction information

  1. Beneficiary Name: [Recipient Name]
  2. Bank: [Bank Name]
  3. SWIFT/BIC Code: [SWIFT Code]
  4. Bank Address: [Street, City, Country]
  5. Account Number/IBAN: [Account Number or IBAN]

Frequently Asked Questions

Should I use this specific code or the UNICREDIT BANK AUSTRIA AG head office code?

While the UNICREDIT BANK AUSTRIA AG head office code (ending in XXX) is often accepted, using BKAUATWWSTO is the best way to ensure your money reaches the STOCKERAU branch directly. By using the branch-specific code, you bypass the central sorting queue at the head office, which can often speed up the processing of your international transfer by a full business day.

Can I receive international payments at the branch in STOCKERAU?

Yes, the office in STOCKERAU is fully equipped to receive international wire transfers via the SWIFT network. To ensure the funds are credited correctly, you must provide the sender with the SWIFT/BIC code BKAUATWWSTO and your full IBAN associated with your account at this location.

What is the correct address for a wire transfer to STOCKERAU?

When you are asked for the "Beneficiary Bank Address" on a wire transfer form, you should provide the specific physical location in STOCKERAU to ensure a smooth verification process:

UNICREDIT BANK AUSTRIA AG
SPARKASSAPLATZ 1, STOCKERAU, NIEDEROESTERREICH, 2000, 2000, STOCKERAU, Austria

How long does it take for money to arrive at this Austria location?

Typically, an international transfer to the branch in STOCKERAU takes between 1 and 3 business days. To avoid delays, ensure the sender uses the specific code BKAUATWWSTO. Transfers initiated on weekends or during local public holidays in Austria may take slightly longer to reflect in your account.

What happens if I use the SWIFT code for the wrong branch?

If you accidentally use a code for a different UNICREDIT BANK AUSTRIA AG location instead of the one in STOCKERAU, your money is rarely lost. Instead, the bank will usually perform a "manual repair" to route the funds to the correct account based on your IBAN. However, this manual intervention often incurs a small additional fee and can delay the deposit by 24 to 48 hours.

Is this the same as the IBAN for my account in STOCKERAU?

No. The SWIFT code BKAUATWWSTO identifies the UNICREDIT BANK AUSTRIA AG branch in STOCKERAU, whereas your IBAN identifies your specific, individual bank account. For a successful international transfer, you must provide both pieces of information to the sender.