The SWIFT code for ZIONS BANCORPORATION N.A. is ZFNBUS55HOU
While the main ZIONS BANCORPORATION N.A. SWIFT code (ending in XXX) can be used for general transfers, using the branch-specific code ZFNBUS55HOU ensures your funds are routed directly to the HOUSTON clearing system. This reduces manual processing at the head office and can speed up your transfer by up to 24 hours.
| Bank Name | ZIONS BANCORPORATION N.A. |
| Bank Address | 1717 WEST LOOP SOUTH, FLOOR 22, HOUSTON TX 77027, US |
| City | HOUSTON |
| Postcode | 77027 |
| Country | 🇺🇸 United States of America |
| Bank Code | ZFNB |
| Country Code | US |
| Location Code | 55 |
| Branch Code | HOU |
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Sending money to family or friends shouldn’t be stressful. Understanding the fees and delivery times helps you feel confident about your transfer. At Remitly, we make the process simple, affordable, and secure. You’ll know the total cost and delivery time before completing your transfer. Choose a payment method that suits you, whether it’s a debit or credit card.
Get started nowSending Money to ZIONS BANCORPORATION N.A. in HOUSTON
Follow these three steps to ensure your international wire transfer reaches the correct account at the HOUSTON branch without delays or hidden intermediary fees.
- Step 1: Collect Recipient Details. You will need the full legal name of the account holder and their IBAN (International Bank Account Number). For United States of America, IBANs typically start with the prefix US.
- Step 2: Enter the SWIFT/BIC Code. When prompted by your banking app or wire service, enter ZFNBUS55HOU. This unique 11-character identifier ensures the funds are routed specifically to the ZIONS BANCORPORATION N.A. systems in HOUSTON.
- Step 3: Confirm the Transfer Method. If you are sending from within Europe, select SEPA for lower fees and faster delivery. For transfers from outside the EU (e.g., USA, India, or Australia), ensure you select SWIFT/International Wire and double-check if your bank requires an intermediary bank for United States of America transactions.
Where can I find my SWIFT/BIC code?
You can find your SWIFT/BIC code in several easy-to-locate places:
- On your bank statements, either printed or online.
- Inside your online banking portal, under account information.
- On your bank’s official website, usually in their international banking or FAQ section.
- By directly contacting your bank’s customer service.
Online resources like SWIFT Codes Finder can be really helpful.
Example of transaction information
- Beneficiary Name: [Recipient Name]
- Bank: [Bank Name]
- SWIFT/BIC Code: [SWIFT Code]
- Bank Address: [Street, City, Country]
- Account Number/IBAN: [Account Number or IBAN]
Frequently Asked Questions
Should I use this specific code or the ZIONS BANCORPORATION N.A. head office code?
While the ZIONS BANCORPORATION N.A. head office code (ending in XXX) is often accepted, using ZFNBUS55HOU is the best way to ensure your money reaches the HOUSTON branch directly. By using the branch-specific code, you bypass the central sorting queue at the head office, which can often speed up the processing of your international transfer by a full business day.
Can I receive international payments at the branch in HOUSTON?
Yes, the office in HOUSTON is fully equipped to receive international wire transfers via the SWIFT network. To ensure the funds are credited correctly, you must provide the sender with the SWIFT/BIC code ZFNBUS55HOU and your full IBAN associated with your account at this location.
What is the correct address for a wire transfer to HOUSTON?
When you are asked for the "Beneficiary Bank Address" on a wire transfer form, you should provide the specific physical location in HOUSTON to ensure a smooth verification process:
ZIONS BANCORPORATION N.A.
1717 WEST LOOP SOUTH, FLOOR 22, HOUSTON TX 77027, US, 77027, HOUSTON, United States of America
How long does it take for money to arrive at this United States of America location?
Typically, an international transfer to the branch in HOUSTON takes between 1 and 3 business days. To avoid delays, ensure the sender uses the specific code ZFNBUS55HOU. Transfers initiated on weekends or during local public holidays in United States of America may take slightly longer to reflect in your account.
What happens if I use the SWIFT code for the wrong branch?
If you accidentally use a code for a different ZIONS BANCORPORATION N.A. location instead of the one in HOUSTON, your money is rarely lost. Instead, the bank will usually perform a "manual repair" to route the funds to the correct account based on your IBAN. However, this manual intervention often incurs a small additional fee and can delay the deposit by 24 to 48 hours.
Is this the same as the IBAN for my account in HOUSTON?
No. The SWIFT code ZFNBUS55HOU identifies the ZIONS BANCORPORATION N.A. branch in HOUSTON, whereas your IBAN identifies your specific, individual bank account. For a successful international transfer, you must provide both pieces of information to the sender.
SWIFT Codes for main United States of America banks
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