SWIFT Code for MAIRS AND POWER, INC. in United States of America
MAPWUS41XXX
The primary BIC/SWIFT code for MAIRS AND POWER, INC. in United States of America is MAPWUS41XXX. This code is used to identify the bank as a whole during international financial transactions.
| Bank Name | MAIRS AND POWER, INC. |
| Bank Address | FIRST NATIONAL BANK BUILDING, 332 MINNESOTA STREET, SAINT PAUL MN 55101, US |
| City | SAINT PAUL |
| Postcode | 55101 |
| Country | |
| Bank Code | MAPW |
| Country Code | US |
| Location Code | 41 |
| Branch Code | XXX |
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Sending Money to MAIRS AND POWER, INC. in SAINT PAUL
Follow these three steps to ensure your international wire transfer reaches the correct account at the SAINT PAUL branch without delays or hidden intermediary fees.
- Step 1: Collect Recipient Details. You will need the full legal name of the account holder and their IBAN (International Bank Account Number). For United States of America, IBANs typically start with the prefix US.
- Step 2: Enter the SWIFT/BIC Code. When prompted by your banking app or wire service, enter MAPWUS41XXX. This unique 11-character identifier ensures the funds are routed specifically to the MAIRS AND POWER, INC. systems in SAINT PAUL.
- Step 3: Confirm the Transfer Method. If you are sending from within Europe, select SEPA for lower fees and faster delivery. For transfers from outside the EU (e.g., USA, India, or Australia), ensure you select SWIFT/International Wire and double-check if your bank requires an intermediary bank for United States of America transactions.
Where can I find my SWIFT/BIC code?
You can find your SWIFT/BIC code in several easy-to-locate places:
- On your bank statements, either printed or online.
- Inside your online banking portal, under account information.
- On your bank’s official website, usually in their international banking or FAQ section.
- By directly contacting your bank’s customer service.
Online resources like SWIFT Codes Finder can be really helpful.
Example of transaction information
- Beneficiary Name: [Recipient Name]
- Bank: [Bank Name]
- SWIFT/BIC Code: [SWIFT Code]
- Bank Address: [Street, City, Country]
- Account Number/IBAN: [Account Number or IBAN]
Frequently Asked Questions
Is MAPWUS41XXX the correct code for all MAIRS AND POWER, INC. branches?
No. While many banks use a "Head Office" code ending in XXX, the code MAPWUS41XXX is specifically assigned to the SAINT PAUL location. Using this specific 11-character code helps the bank’s automated systems credit the recipient’s account faster than using a generic national code.
Can I use this code for a SEPA transfer to United States of America?
Yes. If you are sending Euro-denominated funds from another SEPA-member country, you can use this BIC/SWIFT code alongside the recipient’s IBAN. However, most modern European banks only require the IBAN to route SEPA payments automatically.
How long does a transfer to MAIRS AND POWER, INC. usually take?
International transfers to MAIRS AND POWER, INC. using the SWIFT network typically take 1 to 3 business days. Factors that can cause delays include:
- Time zone differences between the sender and United States of America.
- Local public holidays in United States of America.
- Required "Know Your Customer" (KYC) checks for large amounts.
Are there fees for receiving money at the SAINT PAUL branch?
Most banks in United States of America charge an "Incoming Wire Fee" for international transfers. For MAIRS AND POWER, INC., these fees vary based on the account type but typically range from a small flat fee to a percentage of the total. It is recommended to send funds using the "OUR" instruction if you want the recipient to receive the exact amount sent.
What happens if I use the wrong SWIFT code?
If you use a code for a different branch of MAIRS AND POWER, INC., the money will usually still arrive but may be delayed by 24–48 hours as it is manually rerouted. If you enter a completely incorrect code, the funds will likely be returned to your account within 5–10 business days, minus any processing fees.
Do I need a MAIRS AND POWER, INC. SWIFT code for international money transfers?
Yes. If you are sending money from abroad to an account at MAIRS AND POWER, INC., you will almost certainly need their SWIFT code (also known as a BIC).
The SWIFT code MAPWUS41XXX acts as a digital address for the SAINT PAUL branch. Without it, the sending bank won’t know which specific institution in United States of America should receive the funds, which often leads to the transfer being rejected or stuck in "limbo". However, the requirements change slightly depending on where the money is coming from:
- Transfers from outside the EU/EEA (e.g., USA, Canada, India): A SWIFT code is mandatory. You must provide MAPWUS41XXX along with the recipient’s name and IBAN.
- Transfers from within Europe (SEPA): If the sender is in a SEPA-member country, many modern banks only require the IBAN. However, providing the SWIFT code MAPWUS41XXX is still recommended as a backup to ensure the transfer is routed instantly to the SAINT PAUL branch.
- Domestic Transfers: If you are sending money from another bank inside United States of America, you typically do not need a SWIFT code; a local account number or IBAN is sufficient.
Pro Tip: Always double-check the 8th and 11th characters. For MAIRS AND POWER, INC., using the specific branch code MAPWUS41XXX instead of the generic head office code ensures the money hits the correct local ledger in SAINT PAUL without manual intervention.
SWIFT Codes for main United States of America banks
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