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The SWIFT code for DUBAI ISLAMIC BANK is DUIBAEADTOS

While the main DUBAI ISLAMIC BANK SWIFT code (ending in XXX) can be used for general transfers, using the branch-specific code DUIBAEADTOS ensures your funds are routed directly to the DUBAI clearing system. This reduces manual processing at the head office and can speed up your transfer by up to 24 hours.

Bank Information
DUIBAEADTOS
Bank Name DUBAI ISLAMIC BANK
Bank Address DUBAI, DUBAI
City DUBAI
Country
🇦🇪 United Arab Emirates
Bank Code DUIB
Country Code AE
Location Code AD
Branch Code TOS
Data Verified: April 2026

Other DUBAI ISLAMIC BANK Branches in DUBAI

If you are looking for branches near DUBAI, you may also need the SWIFT codes for the locations below.

SWIFT Code Tools

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Sending Money to DUBAI ISLAMIC BANK in DUBAI

Follow these three steps to ensure your international wire transfer reaches the correct account at the DUBAI branch without delays or hidden intermediary fees.

  1. Step 1: Collect Recipient Details. You will need the full legal name of the account holder and their IBAN (International Bank Account Number). For United Arab Emirates, IBANs typically start with the prefix AE.
  2. Step 2: Enter the SWIFT/BIC Code. When prompted by your banking app or wire service, enter DUIBAEADTOS. This unique 11-character identifier ensures the funds are routed specifically to the DUBAI ISLAMIC BANK systems in DUBAI.
  3. Step 3: Confirm the Transfer Method. If you are sending from within Europe, select SEPA for lower fees and faster delivery. For transfers from outside the EU (e.g., USA, India, or Australia), ensure you select SWIFT/International Wire and double-check if your bank requires an intermediary bank for United Arab Emirates transactions.

Where can I find my SWIFT/BIC code?

You can find your SWIFT/BIC code in several easy-to-locate places:

  • On your bank statements, either printed or online.
  • Inside your online banking portal, under account information.
  • On your bank’s official website, usually in their international banking or FAQ section.
  • By directly contacting your bank’s customer service.

Online resources like SWIFT Codes Finder can be really helpful.

Example of transaction information

  1. Beneficiary Name: [Recipient Name]
  2. Bank: [Bank Name]
  3. SWIFT/BIC Code: [SWIFT Code]
  4. Bank Address: [Street, City, Country]
  5. Account Number/IBAN: [Account Number or IBAN]

Frequently Asked Questions

Should I use this specific code or the DUBAI ISLAMIC BANK head office code?

While the DUBAI ISLAMIC BANK head office code (ending in XXX) is often accepted, using DUIBAEADTOS is the best way to ensure your money reaches the DUBAI branch directly. By using the branch-specific code, you bypass the central sorting queue at the head office, which can often speed up the processing of your international transfer by a full business day.

Can I receive international payments at the branch in DUBAI?

Yes, the office in DUBAI is fully equipped to receive international wire transfers via the SWIFT network. To ensure the funds are credited correctly, you must provide the sender with the SWIFT/BIC code DUIBAEADTOS and your full IBAN associated with your account at this location.

What is the correct address for a wire transfer to DUBAI?

When you are asked for the "Beneficiary Bank Address" on a wire transfer form, you should provide the specific physical location in DUBAI to ensure a smooth verification process:

DUBAI ISLAMIC BANK
DUBAI, DUBAI, DUBAI, United Arab Emirates

How long does it take for money to arrive at this United Arab Emirates location?

Typically, an international transfer to the branch in DUBAI takes between 1 and 3 business days. To avoid delays, ensure the sender uses the specific code DUIBAEADTOS. Transfers initiated on weekends or during local public holidays in United Arab Emirates may take slightly longer to reflect in your account.

What happens if I use the SWIFT code for the wrong branch?

If you accidentally use a code for a different DUBAI ISLAMIC BANK location instead of the one in DUBAI, your money is rarely lost. Instead, the bank will usually perform a "manual repair" to route the funds to the correct account based on your IBAN. However, this manual intervention often incurs a small additional fee and can delay the deposit by 24 to 48 hours.

Is this the same as the IBAN for my account in DUBAI?

No. The SWIFT code DUIBAEADTOS identifies the DUBAI ISLAMIC BANK branch in DUBAI, whereas your IBAN identifies your specific, individual bank account. For a successful international transfer, you must provide both pieces of information to the sender.