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The SWIFT code for KOMERCIJALNA BANKA AD SKOPJE is KOBSMK2XSRB

While the main KOMERCIJALNA BANKA AD SKOPJE SWIFT code (ending in XXX) can be used for general transfers, using the branch-specific code KOBSMK2XSRB ensures your funds are routed directly to the STRUMICA clearing system. This reduces manual processing at the head office and can speed up your transfer by up to 24 hours.

Bank Information
KOBSMK2XSRB
Bank Name KOMERCIJALNA BANKA AD SKOPJE
Bank Address BUL. MARSAL TITO 16, STRUMICA, SOUTHEASTERN, 2400
City STRUMICA
Postcode 2400
Country
Bank Code KOBS
Country Code MK
Location Code 2X
Branch Code SRB
Data Verified: May 2026

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Sending Money to KOMERCIJALNA BANKA AD SKOPJE in STRUMICA

Follow these three steps to ensure your international wire transfer reaches the correct account at the STRUMICA branch without delays or hidden intermediary fees.

  1. Step 1: Collect Recipient Details. You will need the full legal name of the account holder and their IBAN (International Bank Account Number). For The Republic of North Macedonia, IBANs typically start with the prefix MK.
  2. Step 2: Enter the SWIFT/BIC Code. When prompted by your banking app or wire service, enter KOBSMK2XSRB. This unique 11-character identifier ensures the funds are routed specifically to the KOMERCIJALNA BANKA AD SKOPJE systems in STRUMICA.
  3. Step 3: Confirm the Transfer Method. If you are sending from within Europe, select SEPA for lower fees and faster delivery. For transfers from outside the EU (e.g., USA, India, or Australia), ensure you select SWIFT/International Wire and double-check if your bank requires an intermediary bank for The Republic of North Macedonia transactions.

Where can I find my SWIFT/BIC code?

You can find your SWIFT/BIC code in several easy-to-locate places:

  • On your bank statements, either printed or online.
  • Inside your online banking portal, under account information.
  • On your bank’s official website, usually in their international banking or FAQ section.
  • By directly contacting your bank’s customer service.

Online resources like SWIFT Codes Finder can be really helpful.

Example of transaction information

  1. Beneficiary Name: [Recipient Name]
  2. Bank: [Bank Name]
  3. SWIFT/BIC Code: [SWIFT Code]
  4. Bank Address: [Street, City, Country]
  5. Account Number/IBAN: [Account Number or IBAN]

Frequently Asked Questions

Should I use this specific code or the KOMERCIJALNA BANKA AD SKOPJE head office code?

While the KOMERCIJALNA BANKA AD SKOPJE head office code (ending in XXX) is often accepted, using KOBSMK2XSRB is the best way to ensure your money reaches the STRUMICA branch directly. By using the branch-specific code, you bypass the central sorting queue at the head office, which can often speed up the processing of your international transfer by a full business day.

Can I receive international payments at the branch in STRUMICA?

Yes, the office in STRUMICA is fully equipped to receive international wire transfers via the SWIFT network. To ensure the funds are credited correctly, you must provide the sender with the SWIFT/BIC code KOBSMK2XSRB and your full IBAN associated with your account at this location.

What is the correct address for a wire transfer to STRUMICA?

When you are asked for the "Beneficiary Bank Address" on a wire transfer form, you should provide the specific physical location in STRUMICA to ensure a smooth verification process:

KOMERCIJALNA BANKA AD SKOPJE
BUL. MARSAL TITO 16, STRUMICA, SOUTHEASTERN, 2400, 2400, STRUMICA, The Republic of North Macedonia

How long does it take for money to arrive at this The Republic of North Macedonia location?

Typically, an international transfer to the branch in STRUMICA takes between 1 and 3 business days. To avoid delays, ensure the sender uses the specific code KOBSMK2XSRB. Transfers initiated on weekends or during local public holidays in The Republic of North Macedonia may take slightly longer to reflect in your account.

What happens if I use the SWIFT code for the wrong branch?

If you accidentally use a code for a different KOMERCIJALNA BANKA AD SKOPJE location instead of the one in STRUMICA, your money is rarely lost. Instead, the bank will usually perform a "manual repair" to route the funds to the correct account based on your IBAN. However, this manual intervention often incurs a small additional fee and can delay the deposit by 24 to 48 hours.

Is this the same as the IBAN for my account in STRUMICA?

No. The SWIFT code KOBSMK2XSRB identifies the KOMERCIJALNA BANKA AD SKOPJE branch in STRUMICA, whereas your IBAN identifies your specific, individual bank account. For a successful international transfer, you must provide both pieces of information to the sender.