SWIFT Code for BANK OF ST. HELENA in Saint Helena
BHELSHJJXXX
The primary BIC/SWIFT code for BANK OF ST. HELENA in Saint Helena is BHELSHJJXXX. This code is used to identify the bank as a whole during international financial transactions.
| Bank Name | BANK OF ST. HELENA |
| Bank Address | 95 MARKET STREET, JAMESTOWN, JAMESTOWN, STHL 1ZZ |
| City | JAMESTOWN |
| Postcode | STHL 1ZZ |
| Country | ๐ธ๐ญ Saint Helena |
| Bank Code | BHEL |
| Country Code | SH |
| Location Code | JJ |
| Branch Code | XXX |
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Sending Money to BANK OF ST. HELENA in JAMESTOWN
Follow these three steps to ensure your international wire transfer reaches the correct account at the JAMESTOWN branch without delays or hidden intermediary fees.
- Step 1: Collect Recipient Details. You will need the full legal name of the account holder and their IBAN (International Bank Account Number). For Saint Helena, IBANs typically start with the prefix SH.
- Step 2: Enter the SWIFT/BIC Code. When prompted by your banking app or wire service, enter BHELSHJJXXX. This unique 11-character identifier ensures the funds are routed specifically to the BANK OF ST. HELENA systems in JAMESTOWN.
- Step 3: Confirm the Transfer Method. If you are sending from within Europe, select SEPA for lower fees and faster delivery. For transfers from outside the EU (e.g., USA, India, or Australia), ensure you select SWIFT/International Wire and double-check if your bank requires an intermediary bank for Saint Helena transactions.
Where can I find my SWIFT/BIC code?
You can find your SWIFT/BIC code in several easy-to-locate places:
- On your bank statements, either printed or online.
- Inside your online banking portal, under account information.
- On your bank’s official website, usually in their international banking or FAQ section.
- By directly contacting your bank’s customer service.
Online resources like SWIFT Codes Finder can be really helpful.
Example of transaction information
- Beneficiary Name: [Recipient Name]
- Bank: [Bank Name]
- SWIFT/BIC Code: [SWIFT Code]
- Bank Address: [Street, City, Country]
- Account Number/IBAN: [Account Number or IBAN]
Frequently Asked Questions
Is BHELSHJJXXX the correct code for all BANK OF ST. HELENA branches?
No. While many banks use a "Head Office" code ending in XXX, the code BHELSHJJXXX is specifically assigned to the JAMESTOWN location. Using this specific 11-character code helps the bank’s automated systems credit the recipient’s account faster than using a generic national code.
Can I use this code for a SEPA transfer to Saint Helena?
Yes. If you are sending Euro-denominated funds from another SEPA-member country, you can use this BIC/SWIFT code alongside the recipient’s IBAN. However, most modern European banks only require the IBAN to route SEPA payments automatically.
How long does a transfer to BANK OF ST. HELENA usually take?
International transfers to BANK OF ST. HELENA using the SWIFT network typically take 1 to 3 business days. Factors that can cause delays include:
- Time zone differences between the sender and Saint Helena.
- Local public holidays in Saint Helena.
- Required "Know Your Customer" (KYC) checks for large amounts.
Are there fees for receiving money at the JAMESTOWN branch?
Most banks in Saint Helena charge an "Incoming Wire Fee" for international transfers. For BANK OF ST. HELENA, these fees vary based on the account type but typically range from a small flat fee to a percentage of the total. It is recommended to send funds using the "OUR" instruction if you want the recipient to receive the exact amount sent.
What happens if I use the wrong SWIFT code?
If you use a code for a different branch of BANK OF ST. HELENA, the money will usually still arrive but may be delayed by 24–48 hours as it is manually rerouted. If you enter a completely incorrect code, the funds will likely be returned to your account within 5–10 business days, minus any processing fees.
Do I need a BANK OF ST. HELENA SWIFT code for international money transfers?
Yes. If you are sending money from abroad to an account at BANK OF ST. HELENA, you will almost certainly need their SWIFT code (also known as a BIC).
The SWIFT code BHELSHJJXXX acts as a digital address for the JAMESTOWN branch. Without it, the sending bank won’t know which specific institution in Saint Helena should receive the funds, which often leads to the transfer being rejected or stuck in "limbo". However, the requirements change slightly depending on where the money is coming from:
- Transfers from outside the EU/EEA (e.g., USA, Canada, India): A SWIFT code is mandatory. You must provide BHELSHJJXXX along with the recipient’s name and IBAN.
- Transfers from within Europe (SEPA): If the sender is in a SEPA-member country, many modern banks only require the IBAN. However, providing the SWIFT code BHELSHJJXXX is still recommended as a backup to ensure the transfer is routed instantly to the JAMESTOWN branch.
- Domestic Transfers: If you are sending money from another bank inside Saint Helena, you typically do not need a SWIFT code; a local account number or IBAN is sufficient.
Pro Tip: Always double-check the 8th and 11th characters. For BANK OF ST. HELENA, using the specific branch code BHELSHJJXXX instead of the generic head office code ensures the money hits the correct local ledger in JAMESTOWN without manual intervention.
SWIFT Codes for main Saint Helena banks
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