The SWIFT code for CHINA MINSHENG BANK is MSBCCNBJ070
While the main CHINA MINSHENG BANK SWIFT code (ending in XXX) can be used for general transfers, using the branch-specific code MSBCCNBJ070 ensures your funds are routed directly to the XUCHANG clearing system. This reduces manual processing at the head office and can speed up your transfer by up to 24 hours.
| Bank Name | CHINA MINSHENG BANK |
| Bank Address | XUCHANG, HENAN, 461000 |
| City | XUCHANG |
| Postcode | 461000 |
| Country | 🇨🇳 People's Republic of China |
| Bank Code | MSBC |
| Country Code | CN |
| Location Code | BJ |
| Branch Code | 070 |
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Get started nowSending Money to CHINA MINSHENG BANK in XUCHANG
Follow these three steps to ensure your international wire transfer reaches the correct account at the XUCHANG branch without delays or hidden intermediary fees.
- Step 1: Collect Recipient Details. You will need the full legal name of the account holder and their IBAN (International Bank Account Number). For People's Republic of China, IBANs typically start with the prefix CN.
- Step 2: Enter the SWIFT/BIC Code. When prompted by your banking app or wire service, enter MSBCCNBJ070. This unique 11-character identifier ensures the funds are routed specifically to the CHINA MINSHENG BANK systems in XUCHANG.
- Step 3: Confirm the Transfer Method. If you are sending from within Europe, select SEPA for lower fees and faster delivery. For transfers from outside the EU (e.g., USA, India, or Australia), ensure you select SWIFT/International Wire and double-check if your bank requires an intermediary bank for People's Republic of China transactions.
Where can I find my SWIFT/BIC code?
You can find your SWIFT/BIC code in several easy-to-locate places:
- On your bank statements, either printed or online.
- Inside your online banking portal, under account information.
- On your bank’s official website, usually in their international banking or FAQ section.
- By directly contacting your bank’s customer service.
Online resources like SWIFT Codes Finder can be really helpful.
Example of transaction information
- Beneficiary Name: [Recipient Name]
- Bank: [Bank Name]
- SWIFT/BIC Code: [SWIFT Code]
- Bank Address: [Street, City, Country]
- Account Number/IBAN: [Account Number or IBAN]
Frequently Asked Questions
Should I use this specific code or the CHINA MINSHENG BANK head office code?
While the CHINA MINSHENG BANK head office code (ending in XXX) is often accepted, using MSBCCNBJ070 is the best way to ensure your money reaches the XUCHANG branch directly. By using the branch-specific code, you bypass the central sorting queue at the head office, which can often speed up the processing of your international transfer by a full business day.
Can I receive international payments at the branch in XUCHANG?
Yes, the office in XUCHANG is fully equipped to receive international wire transfers via the SWIFT network. To ensure the funds are credited correctly, you must provide the sender with the SWIFT/BIC code MSBCCNBJ070 and your full IBAN associated with your account at this location.
What is the correct address for a wire transfer to XUCHANG?
When you are asked for the "Beneficiary Bank Address" on a wire transfer form, you should provide the specific physical location in XUCHANG to ensure a smooth verification process:
CHINA MINSHENG BANK
XUCHANG, HENAN, 461000, 461000, XUCHANG, People's Republic of China
How long does it take for money to arrive at this People's Republic of China location?
Typically, an international transfer to the branch in XUCHANG takes between 1 and 3 business days. To avoid delays, ensure the sender uses the specific code MSBCCNBJ070. Transfers initiated on weekends or during local public holidays in People's Republic of China may take slightly longer to reflect in your account.
What happens if I use the SWIFT code for the wrong branch?
If you accidentally use a code for a different CHINA MINSHENG BANK location instead of the one in XUCHANG, your money is rarely lost. Instead, the bank will usually perform a "manual repair" to route the funds to the correct account based on your IBAN. However, this manual intervention often incurs a small additional fee and can delay the deposit by 24 to 48 hours.
Is this the same as the IBAN for my account in XUCHANG?
No. The SWIFT code MSBCCNBJ070 identifies the CHINA MINSHENG BANK branch in XUCHANG, whereas your IBAN identifies your specific, individual bank account. For a successful international transfer, you must provide both pieces of information to the sender.
SWIFT Codes for main People's Republic of China banks
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