SWIFT Code for JIANG CHENG RURAL CREDIT COOPERATIVE in People's Republic of China
JCRRCNB2XXX
The primary BIC/SWIFT code for JIANG CHENG RURAL CREDIT COOPERATIVE in People's Republic of China is JCRRCNB2XXX. This code is used to identify the bank as a whole during international financial transactions.
| Bank Name | JIANG CHENG RURAL CREDIT COOPERATIVE |
| Bank Address | SANJIANG ROAD, MENGLIE TOWN, PUER, YUNNAN, 665800 |
| City | PUER |
| Postcode | 665800 |
| Country | |
| Bank Code | JCRR |
| Country Code | CN |
| Location Code | B2 |
| Branch Code | XXX |
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Sending Money to JIANG CHENG RURAL CREDIT COOPERATIVE in PUER
Follow these three steps to ensure your international wire transfer reaches the correct account at the PUER branch without delays or hidden intermediary fees.
- Step 1: Collect Recipient Details. You will need the full legal name of the account holder and their IBAN (International Bank Account Number). For People's Republic of China, IBANs typically start with the prefix CN.
- Step 2: Enter the SWIFT/BIC Code. When prompted by your banking app or wire service, enter JCRRCNB2XXX. This unique 11-character identifier ensures the funds are routed specifically to the JIANG CHENG RURAL CREDIT COOPERATIVE systems in PUER.
- Step 3: Confirm the Transfer Method. If you are sending from within Europe, select SEPA for lower fees and faster delivery. For transfers from outside the EU (e.g., USA, India, or Australia), ensure you select SWIFT/International Wire and double-check if your bank requires an intermediary bank for People's Republic of China transactions.
Where can I find my SWIFT/BIC code?
You can find your SWIFT/BIC code in several easy-to-locate places:
- On your bank statements, either printed or online.
- Inside your online banking portal, under account information.
- On your bank’s official website, usually in their international banking or FAQ section.
- By directly contacting your bank’s customer service.
Online resources like SWIFT Codes Finder can be really helpful.
Example of transaction information
- Beneficiary Name: [Recipient Name]
- Bank: [Bank Name]
- SWIFT/BIC Code: [SWIFT Code]
- Bank Address: [Street, City, Country]
- Account Number/IBAN: [Account Number or IBAN]
Frequently Asked Questions
Is JCRRCNB2XXX the correct code for all JIANG CHENG RURAL CREDIT COOPERATIVE branches?
No. While many banks use a "Head Office" code ending in XXX, the code JCRRCNB2XXX is specifically assigned to the PUER location. Using this specific 11-character code helps the bank’s automated systems credit the recipient’s account faster than using a generic national code.
Can I use this code for a SEPA transfer to People's Republic of China?
Yes. If you are sending Euro-denominated funds from another SEPA-member country, you can use this BIC/SWIFT code alongside the recipient’s IBAN. However, most modern European banks only require the IBAN to route SEPA payments automatically.
How long does a transfer to JIANG CHENG RURAL CREDIT COOPERATIVE usually take?
International transfers to JIANG CHENG RURAL CREDIT COOPERATIVE using the SWIFT network typically take 1 to 3 business days. Factors that can cause delays include:
- Time zone differences between the sender and People's Republic of China.
- Local public holidays in People's Republic of China.
- Required "Know Your Customer" (KYC) checks for large amounts.
Are there fees for receiving money at the PUER branch?
Most banks in People's Republic of China charge an "Incoming Wire Fee" for international transfers. For JIANG CHENG RURAL CREDIT COOPERATIVE, these fees vary based on the account type but typically range from a small flat fee to a percentage of the total. It is recommended to send funds using the "OUR" instruction if you want the recipient to receive the exact amount sent.
What happens if I use the wrong SWIFT code?
If you use a code for a different branch of JIANG CHENG RURAL CREDIT COOPERATIVE, the money will usually still arrive but may be delayed by 24–48 hours as it is manually rerouted. If you enter a completely incorrect code, the funds will likely be returned to your account within 5–10 business days, minus any processing fees.
Do I need a JIANG CHENG RURAL CREDIT COOPERATIVE SWIFT code for international money transfers?
Yes. If you are sending money from abroad to an account at JIANG CHENG RURAL CREDIT COOPERATIVE, you will almost certainly need their SWIFT code (also known as a BIC).
The SWIFT code JCRRCNB2XXX acts as a digital address for the PUER branch. Without it, the sending bank won’t know which specific institution in People's Republic of China should receive the funds, which often leads to the transfer being rejected or stuck in "limbo". However, the requirements change slightly depending on where the money is coming from:
- Transfers from outside the EU/EEA (e.g., USA, Canada, India): A SWIFT code is mandatory. You must provide JCRRCNB2XXX along with the recipient’s name and IBAN.
- Transfers from within Europe (SEPA): If the sender is in a SEPA-member country, many modern banks only require the IBAN. However, providing the SWIFT code JCRRCNB2XXX is still recommended as a backup to ensure the transfer is routed instantly to the PUER branch.
- Domestic Transfers: If you are sending money from another bank inside People's Republic of China, you typically do not need a SWIFT code; a local account number or IBAN is sufficient.
Pro Tip: Always double-check the 8th and 11th characters. For JIANG CHENG RURAL CREDIT COOPERATIVE, using the specific branch code JCRRCNB2XXX instead of the generic head office code ensures the money hits the correct local ledger in PUER without manual intervention.
SWIFT Codes for main People's Republic of China banks
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