The SWIFT code for BANK OF COMMUNICATIONS,CO. LTD. is COMMCNSHYON
While the main BANK OF COMMUNICATIONS,CO. LTD. SWIFT code (ending in XXX) can be used for general transfers, using the branch-specific code COMMCNSHYON ensures your funds are routed directly to the YONGZHOU clearing system. This reduces manual processing at the head office and can speed up your transfer by up to 24 hours.
| Bank Name | BANK OF COMMUNICATIONS,CO. LTD. |
| Bank Address | 6 CUIZHU ROAD, YONGZHOU, HUNAN, 425000 |
| City | YONGZHOU |
| Postcode | 425000 |
| Country | 🇨🇳 People's Republic of China |
| Bank Code | COMM |
| Country Code | CN |
| Location Code | SH |
| Branch Code | YON |
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Get started nowSending Money to BANK OF COMMUNICATIONS,CO. LTD. in YONGZHOU
Follow these three steps to ensure your international wire transfer reaches the correct account at the YONGZHOU branch without delays or hidden intermediary fees.
- Step 1: Collect Recipient Details. You will need the full legal name of the account holder and their IBAN (International Bank Account Number). For People's Republic of China, IBANs typically start with the prefix CN.
- Step 2: Enter the SWIFT/BIC Code. When prompted by your banking app or wire service, enter COMMCNSHYON. This unique 11-character identifier ensures the funds are routed specifically to the BANK OF COMMUNICATIONS,CO. LTD. systems in YONGZHOU.
- Step 3: Confirm the Transfer Method. If you are sending from within Europe, select SEPA for lower fees and faster delivery. For transfers from outside the EU (e.g., USA, India, or Australia), ensure you select SWIFT/International Wire and double-check if your bank requires an intermediary bank for People's Republic of China transactions.
Where can I find my SWIFT/BIC code?
You can find your SWIFT/BIC code in several easy-to-locate places:
- On your bank statements, either printed or online.
- Inside your online banking portal, under account information.
- On your bank’s official website, usually in their international banking or FAQ section.
- By directly contacting your bank’s customer service.
Online resources like SWIFT Codes Finder can be really helpful.
Example of transaction information
- Beneficiary Name: [Recipient Name]
- Bank: [Bank Name]
- SWIFT/BIC Code: [SWIFT Code]
- Bank Address: [Street, City, Country]
- Account Number/IBAN: [Account Number or IBAN]
Frequently Asked Questions
Should I use this specific code or the BANK OF COMMUNICATIONS,CO. LTD. head office code?
While the BANK OF COMMUNICATIONS,CO. LTD. head office code (ending in XXX) is often accepted, using COMMCNSHYON is the best way to ensure your money reaches the YONGZHOU branch directly. By using the branch-specific code, you bypass the central sorting queue at the head office, which can often speed up the processing of your international transfer by a full business day.
Can I receive international payments at the branch in YONGZHOU?
Yes, the office in YONGZHOU is fully equipped to receive international wire transfers via the SWIFT network. To ensure the funds are credited correctly, you must provide the sender with the SWIFT/BIC code COMMCNSHYON and your full IBAN associated with your account at this location.
What is the correct address for a wire transfer to YONGZHOU?
When you are asked for the "Beneficiary Bank Address" on a wire transfer form, you should provide the specific physical location in YONGZHOU to ensure a smooth verification process:
BANK OF COMMUNICATIONS,CO. LTD.
6 CUIZHU ROAD, YONGZHOU, HUNAN, 425000, 425000, YONGZHOU, People's Republic of China
How long does it take for money to arrive at this People's Republic of China location?
Typically, an international transfer to the branch in YONGZHOU takes between 1 and 3 business days. To avoid delays, ensure the sender uses the specific code COMMCNSHYON. Transfers initiated on weekends or during local public holidays in People's Republic of China may take slightly longer to reflect in your account.
What happens if I use the SWIFT code for the wrong branch?
If you accidentally use a code for a different BANK OF COMMUNICATIONS,CO. LTD. location instead of the one in YONGZHOU, your money is rarely lost. Instead, the bank will usually perform a "manual repair" to route the funds to the correct account based on your IBAN. However, this manual intervention often incurs a small additional fee and can delay the deposit by 24 to 48 hours.
Is this the same as the IBAN for my account in YONGZHOU?
No. The SWIFT code COMMCNSHYON identifies the BANK OF COMMUNICATIONS,CO. LTD. branch in YONGZHOU, whereas your IBAN identifies your specific, individual bank account. For a successful international transfer, you must provide both pieces of information to the sender.
SWIFT Codes for main People's Republic of China banks
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