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The SWIFT code for BANK OF CHINA is BKCHCNBJ95L

While the main BANK OF CHINA SWIFT code (ending in XXX) can be used for general transfers, using the branch-specific code BKCHCNBJ95L ensures your funds are routed directly to the SUZHOU clearing system. This reduces manual processing at the head office and can speed up your transfer by up to 24 hours.

Bank Information
BKCHCNBJ95L
Bank Name BANK OF CHINA
Bank Address 111 MIDDLE RENMIN ROAD, ZHANGJIAGANG, SUZHOU, JIANGSU, 215600
City SUZHOU
Postcode 215600
Country
🇨🇳 People's Republic of China
Bank Code BKCH
Country Code CN
Location Code BJ
Branch Code 95L
Data Verified: May 2026

Other BANK OF CHINA Branches in SUZHOU

If you are looking for branches near SUZHOU, you may also need the SWIFT codes for the locations below.

SWIFT Code Tools

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Sending Money to BANK OF CHINA in SUZHOU

Follow these three steps to ensure your international wire transfer reaches the correct account at the SUZHOU branch without delays or hidden intermediary fees.

  1. Step 1: Collect Recipient Details. You will need the full legal name of the account holder and their IBAN (International Bank Account Number). For People's Republic of China, IBANs typically start with the prefix CN.
  2. Step 2: Enter the SWIFT/BIC Code. When prompted by your banking app or wire service, enter BKCHCNBJ95L. This unique 11-character identifier ensures the funds are routed specifically to the BANK OF CHINA systems in SUZHOU.
  3. Step 3: Confirm the Transfer Method. If you are sending from within Europe, select SEPA for lower fees and faster delivery. For transfers from outside the EU (e.g., USA, India, or Australia), ensure you select SWIFT/International Wire and double-check if your bank requires an intermediary bank for People's Republic of China transactions.

Where can I find my SWIFT/BIC code?

You can find your SWIFT/BIC code in several easy-to-locate places:

  • On your bank statements, either printed or online.
  • Inside your online banking portal, under account information.
  • On your bank’s official website, usually in their international banking or FAQ section.
  • By directly contacting your bank’s customer service.

Online resources like SWIFT Codes Finder can be really helpful.

Example of transaction information

  1. Beneficiary Name: [Recipient Name]
  2. Bank: [Bank Name]
  3. SWIFT/BIC Code: [SWIFT Code]
  4. Bank Address: [Street, City, Country]
  5. Account Number/IBAN: [Account Number or IBAN]

Frequently Asked Questions

Should I use this specific code or the BANK OF CHINA head office code?

While the BANK OF CHINA head office code (ending in XXX) is often accepted, using BKCHCNBJ95L is the best way to ensure your money reaches the SUZHOU branch directly. By using the branch-specific code, you bypass the central sorting queue at the head office, which can often speed up the processing of your international transfer by a full business day.

Can I receive international payments at the branch in SUZHOU?

Yes, the office in SUZHOU is fully equipped to receive international wire transfers via the SWIFT network. To ensure the funds are credited correctly, you must provide the sender with the SWIFT/BIC code BKCHCNBJ95L and your full IBAN associated with your account at this location.

What is the correct address for a wire transfer to SUZHOU?

When you are asked for the "Beneficiary Bank Address" on a wire transfer form, you should provide the specific physical location in SUZHOU to ensure a smooth verification process:

BANK OF CHINA
111 MIDDLE RENMIN ROAD, ZHANGJIAGANG, SUZHOU, JIANGSU, 215600, 215600, SUZHOU, People's Republic of China

How long does it take for money to arrive at this People's Republic of China location?

Typically, an international transfer to the branch in SUZHOU takes between 1 and 3 business days. To avoid delays, ensure the sender uses the specific code BKCHCNBJ95L. Transfers initiated on weekends or during local public holidays in People's Republic of China may take slightly longer to reflect in your account.

What happens if I use the SWIFT code for the wrong branch?

If you accidentally use a code for a different BANK OF CHINA location instead of the one in SUZHOU, your money is rarely lost. Instead, the bank will usually perform a "manual repair" to route the funds to the correct account based on your IBAN. However, this manual intervention often incurs a small additional fee and can delay the deposit by 24 to 48 hours.

Is this the same as the IBAN for my account in SUZHOU?

No. The SWIFT code BKCHCNBJ95L identifies the BANK OF CHINA branch in SUZHOU, whereas your IBAN identifies your specific, individual bank account. For a successful international transfer, you must provide both pieces of information to the sender.