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SWIFT Code for GBH in Martinique

GBHAMQMMXXX

The primary BIC/SWIFT code for GBH in Martinique is GBHAMQMMXXX. This code is used to identify the bank as a whole during international financial transactions.

Bank Information
GBHAMQMMXXX
Bank Name GBH
Bank Address ACAJOU, LE LAMENTIN, FORT-DE-FRANCE, 97232
City LE LAMENTIN
Postcode 97232
Country
๐Ÿ‡ฒ๐Ÿ‡ถ Martinique
Bank Code GBHA
Country Code MQ
Location Code MM
Branch Code XXX

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Sending Money to GBH in LE LAMENTIN

Follow these three steps to ensure your international wire transfer reaches the correct account at the LE LAMENTIN branch without delays or hidden intermediary fees.

  1. Step 1: Collect Recipient Details. You will need the full legal name of the account holder and their IBAN (International Bank Account Number). For Martinique, IBANs typically start with the prefix MQ.
  2. Step 2: Enter the SWIFT/BIC Code. When prompted by your banking app or wire service, enter GBHAMQMMXXX. This unique 11-character identifier ensures the funds are routed specifically to the GBH systems in LE LAMENTIN.
  3. Step 3: Confirm the Transfer Method. If you are sending from within Europe, select SEPA for lower fees and faster delivery. For transfers from outside the EU (e.g., USA, India, or Australia), ensure you select SWIFT/International Wire and double-check if your bank requires an intermediary bank for Martinique transactions.

Where can I find my SWIFT/BIC code?

You can find your SWIFT/BIC code in several easy-to-locate places:

  • On your bank statements, either printed or online.
  • Inside your online banking portal, under account information.
  • On your bank’s official website, usually in their international banking or FAQ section.
  • By directly contacting your bank’s customer service.

Online resources like SWIFT Codes Finder can be really helpful.

Example of transaction information

  1. Beneficiary Name: [Recipient Name]
  2. Bank: [Bank Name]
  3. SWIFT/BIC Code: [SWIFT Code]
  4. Bank Address: [Street, City, Country]
  5. Account Number/IBAN: [Account Number or IBAN]

Frequently Asked Questions

Is GBHAMQMMXXX the correct code for all GBH branches?

No. While many banks use a "Head Office" code ending in XXX, the code GBHAMQMMXXX is specifically assigned to the LE LAMENTIN location. Using this specific 11-character code helps the bank’s automated systems credit the recipient’s account faster than using a generic national code.

Can I use this code for a SEPA transfer to Martinique?

Yes. If you are sending Euro-denominated funds from another SEPA-member country, you can use this BIC/SWIFT code alongside the recipient’s IBAN. However, most modern European banks only require the IBAN to route SEPA payments automatically.

How long does a transfer to GBH usually take?

International transfers to GBH using the SWIFT network typically take 1 to 3 business days. Factors that can cause delays include:

  • Time zone differences between the sender and Martinique.
  • Local public holidays in Martinique.
  • Required "Know Your Customer" (KYC) checks for large amounts.

Are there fees for receiving money at the LE LAMENTIN branch?

Most banks in Martinique charge an "Incoming Wire Fee" for international transfers. For GBH, these fees vary based on the account type but typically range from a small flat fee to a percentage of the total. It is recommended to send funds using the "OUR" instruction if you want the recipient to receive the exact amount sent.

What happens if I use the wrong SWIFT code?

If you use a code for a different branch of GBH, the money will usually still arrive but may be delayed by 24–48 hours as it is manually rerouted. If you enter a completely incorrect code, the funds will likely be returned to your account within 5–10 business days, minus any processing fees.

Do I need a GBH SWIFT code for international money transfers?

Yes. If you are sending money from abroad to an account at GBH, you will almost certainly need their SWIFT code (also known as a BIC).

The SWIFT code GBHAMQMMXXX acts as a digital address for the LE LAMENTIN branch. Without it, the sending bank won’t know which specific institution in Martinique should receive the funds, which often leads to the transfer being rejected or stuck in "limbo". However, the requirements change slightly depending on where the money is coming from:

  • Transfers from outside the EU/EEA (e.g., USA, Canada, India): A SWIFT code is mandatory. You must provide GBHAMQMMXXX along with the recipient’s name and IBAN.
  • Transfers from within Europe (SEPA): If the sender is in a SEPA-member country, many modern banks only require the IBAN. However, providing the SWIFT code GBHAMQMMXXX is still recommended as a backup to ensure the transfer is routed instantly to the LE LAMENTIN branch.
  • Domestic Transfers: If you are sending money from another bank inside Martinique, you typically do not need a SWIFT code; a local account number or IBAN is sufficient.

Pro Tip: Always double-check the 8th and 11th characters. For GBH, using the specific branch code GBHAMQMMXXX instead of the generic head office code ensures the money hits the correct local ledger in LE LAMENTIN without manual intervention.