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The SWIFT code for PUNJAB NATIONAL BANK is PUNBINBBVSH

While the main PUNJAB NATIONAL BANK SWIFT code (ending in XXX) can be used for general transfers, using the branch-specific code PUNBINBBVSH ensures your funds are routed directly to the THANE clearing system. This reduces manual processing at the head office and can speed up your transfer by up to 24 hours.

Bank Information
PUNBINBBVSH
Bank Name PUNJAB NATIONAL BANK
Bank Address NISHANT MILLENIUM, PLOT 1/C, SEC 28, THANE, MAHARASHTRA, 400703
City THANE
Postcode 400703
Country
🇮🇳 India
Bank Code PUNB
Country Code IN
Location Code BB
Branch Code VSH
Data Verified: May 2026

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Sending Money to PUNJAB NATIONAL BANK in THANE

Follow these three steps to ensure your international wire transfer reaches the correct account at the THANE branch without delays or hidden intermediary fees.

  1. Step 1: Collect Recipient Details. You will need the full legal name of the account holder and their IBAN (International Bank Account Number). For India, IBANs typically start with the prefix IN.
  2. Step 2: Enter the SWIFT/BIC Code. When prompted by your banking app or wire service, enter PUNBINBBVSH. This unique 11-character identifier ensures the funds are routed specifically to the PUNJAB NATIONAL BANK systems in THANE.
  3. Step 3: Confirm the Transfer Method. If you are sending from within Europe, select SEPA for lower fees and faster delivery. For transfers from outside the EU (e.g., USA, India, or Australia), ensure you select SWIFT/International Wire and double-check if your bank requires an intermediary bank for India transactions.

Where can I find my SWIFT/BIC code?

You can find your SWIFT/BIC code in several easy-to-locate places:

  • On your bank statements, either printed or online.
  • Inside your online banking portal, under account information.
  • On your bank’s official website, usually in their international banking or FAQ section.
  • By directly contacting your bank’s customer service.

Online resources like SWIFT Codes Finder can be really helpful.

Example of transaction information

  1. Beneficiary Name: [Recipient Name]
  2. Bank: [Bank Name]
  3. SWIFT/BIC Code: [SWIFT Code]
  4. Bank Address: [Street, City, Country]
  5. Account Number/IBAN: [Account Number or IBAN]

Frequently Asked Questions

Should I use this specific code or the PUNJAB NATIONAL BANK head office code?

While the PUNJAB NATIONAL BANK head office code (ending in XXX) is often accepted, using PUNBINBBVSH is the best way to ensure your money reaches the THANE branch directly. By using the branch-specific code, you bypass the central sorting queue at the head office, which can often speed up the processing of your international transfer by a full business day.

Can I receive international payments at the branch in THANE?

Yes, the office in THANE is fully equipped to receive international wire transfers via the SWIFT network. To ensure the funds are credited correctly, you must provide the sender with the SWIFT/BIC code PUNBINBBVSH and your full IBAN associated with your account at this location.

What is the correct address for a wire transfer to THANE?

When you are asked for the "Beneficiary Bank Address" on a wire transfer form, you should provide the specific physical location in THANE to ensure a smooth verification process:

PUNJAB NATIONAL BANK
NISHANT MILLENIUM, PLOT 1/C, SEC 28, THANE, MAHARASHTRA, 400703, 400703, THANE, India

How long does it take for money to arrive at this India location?

Typically, an international transfer to the branch in THANE takes between 1 and 3 business days. To avoid delays, ensure the sender uses the specific code PUNBINBBVSH. Transfers initiated on weekends or during local public holidays in India may take slightly longer to reflect in your account.

What happens if I use the SWIFT code for the wrong branch?

If you accidentally use a code for a different PUNJAB NATIONAL BANK location instead of the one in THANE, your money is rarely lost. Instead, the bank will usually perform a "manual repair" to route the funds to the correct account based on your IBAN. However, this manual intervention often incurs a small additional fee and can delay the deposit by 24 to 48 hours.

Is this the same as the IBAN for my account in THANE?

No. The SWIFT code PUNBINBBVSH identifies the PUNJAB NATIONAL BANK branch in THANE, whereas your IBAN identifies your specific, individual bank account. For a successful international transfer, you must provide both pieces of information to the sender.