The SWIFT code for BANK OF INDIA is BKIDINBBBHA
While the main BANK OF INDIA SWIFT code (ending in XXX) can be used for general transfers, using the branch-specific code BKIDINBBBHA ensures your funds are routed directly to the BHAGALPUR clearing system. This reduces manual processing at the head office and can speed up your transfer by up to 24 hours.
| Bank Name | BANK OF INDIA |
| Bank Address | FLOOR 1ST, TRIVENI APPARTMENT, KHALIFABAGH CHOWK, BHAGALPUR, BIHAR, 812002 |
| City | BHAGALPUR |
| Postcode | 812002 |
| Country | 🇮🇳 India |
| Bank Code | BKID |
| Country Code | IN |
| Location Code | BB |
| Branch Code | BHA |
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Sending money to family or friends shouldn’t be stressful. Understanding the fees and delivery times helps you feel confident about your transfer. At Remitly, we make the process simple, affordable, and secure. You’ll know the total cost and delivery time before completing your transfer. Choose a payment method that suits you, whether it’s a debit or credit card.
Get started nowSending Money to BANK OF INDIA in BHAGALPUR
Follow these three steps to ensure your international wire transfer reaches the correct account at the BHAGALPUR branch without delays or hidden intermediary fees.
- Step 1: Collect Recipient Details. You will need the full legal name of the account holder and their IBAN (International Bank Account Number). For India, IBANs typically start with the prefix IN.
- Step 2: Enter the SWIFT/BIC Code. When prompted by your banking app or wire service, enter BKIDINBBBHA. This unique 11-character identifier ensures the funds are routed specifically to the BANK OF INDIA systems in BHAGALPUR.
- Step 3: Confirm the Transfer Method. If you are sending from within Europe, select SEPA for lower fees and faster delivery. For transfers from outside the EU (e.g., USA, India, or Australia), ensure you select SWIFT/International Wire and double-check if your bank requires an intermediary bank for India transactions.
Where can I find my SWIFT/BIC code?
You can find your SWIFT/BIC code in several easy-to-locate places:
- On your bank statements, either printed or online.
- Inside your online banking portal, under account information.
- On your bank’s official website, usually in their international banking or FAQ section.
- By directly contacting your bank’s customer service.
Online resources like SWIFT Codes Finder can be really helpful.
Example of transaction information
- Beneficiary Name: [Recipient Name]
- Bank: [Bank Name]
- SWIFT/BIC Code: [SWIFT Code]
- Bank Address: [Street, City, Country]
- Account Number/IBAN: [Account Number or IBAN]
Frequently Asked Questions
Should I use this specific code or the BANK OF INDIA head office code?
While the BANK OF INDIA head office code (ending in XXX) is often accepted, using BKIDINBBBHA is the best way to ensure your money reaches the BHAGALPUR branch directly. By using the branch-specific code, you bypass the central sorting queue at the head office, which can often speed up the processing of your international transfer by a full business day.
Can I receive international payments at the branch in BHAGALPUR?
Yes, the office in BHAGALPUR is fully equipped to receive international wire transfers via the SWIFT network. To ensure the funds are credited correctly, you must provide the sender with the SWIFT/BIC code BKIDINBBBHA and your full IBAN associated with your account at this location.
What is the correct address for a wire transfer to BHAGALPUR?
When you are asked for the "Beneficiary Bank Address" on a wire transfer form, you should provide the specific physical location in BHAGALPUR to ensure a smooth verification process:
BANK OF INDIA
FLOOR 1ST, TRIVENI APPARTMENT, KHALIFABAGH CHOWK, BHAGALPUR, BIHAR, 812002, 812002, BHAGALPUR, India
How long does it take for money to arrive at this India location?
Typically, an international transfer to the branch in BHAGALPUR takes between 1 and 3 business days. To avoid delays, ensure the sender uses the specific code BKIDINBBBHA. Transfers initiated on weekends or during local public holidays in India may take slightly longer to reflect in your account.
What happens if I use the SWIFT code for the wrong branch?
If you accidentally use a code for a different BANK OF INDIA location instead of the one in BHAGALPUR, your money is rarely lost. Instead, the bank will usually perform a "manual repair" to route the funds to the correct account based on your IBAN. However, this manual intervention often incurs a small additional fee and can delay the deposit by 24 to 48 hours.
Is this the same as the IBAN for my account in BHAGALPUR?
No. The SWIFT code BKIDINBBBHA identifies the BANK OF INDIA branch in BHAGALPUR, whereas your IBAN identifies your specific, individual bank account. For a successful international transfer, you must provide both pieces of information to the sender.
SWIFT Codes for main India banks
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