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SWIFT Code for SOCIETE ANONYME DE GESTION ET DE FINANCEMENT - SAGEFI in Guadeloupe

SGFAGPG1XXX

The primary BIC/SWIFT code for SOCIETE ANONYME DE GESTION ET DE FINANCEMENT - SAGEFI in Guadeloupe is SGFAGPG1XXX. This code is used to identify the bank as a whole during international financial transactions.

Bank Information
SGFAGPG1XXX
Bank Name SOCIETE ANONYME DE GESTION ET DE FINANCEMENT - SAGEFI
Bank Address CTRE CIAL LE PATIO GRAND-CAMP, PORTE 39, LES ABYMES, POINTE-A-PITRE, 97139
City LES ABYMES
Postcode 97139
Country
๐Ÿ‡ฌ๐Ÿ‡ต Guadeloupe
Bank Code SGFA
Country Code GP
Location Code G1
Branch Code XXX

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Sending Money to SOCIETE ANONYME DE GESTION ET DE FINANCEMENT - SAGEFI in LES ABYMES

Follow these three steps to ensure your international wire transfer reaches the correct account at the LES ABYMES branch without delays or hidden intermediary fees.

  1. Step 1: Collect Recipient Details. You will need the full legal name of the account holder and their IBAN (International Bank Account Number). For Guadeloupe, IBANs typically start with the prefix GP.
  2. Step 2: Enter the SWIFT/BIC Code. When prompted by your banking app or wire service, enter SGFAGPG1XXX. This unique 11-character identifier ensures the funds are routed specifically to the SOCIETE ANONYME DE GESTION ET DE FINANCEMENT - SAGEFI systems in LES ABYMES.
  3. Step 3: Confirm the Transfer Method. If you are sending from within Europe, select SEPA for lower fees and faster delivery. For transfers from outside the EU (e.g., USA, India, or Australia), ensure you select SWIFT/International Wire and double-check if your bank requires an intermediary bank for Guadeloupe transactions.

Where can I find my SWIFT/BIC code?

You can find your SWIFT/BIC code in several easy-to-locate places:

  • On your bank statements, either printed or online.
  • Inside your online banking portal, under account information.
  • On your bank’s official website, usually in their international banking or FAQ section.
  • By directly contacting your bank’s customer service.

Online resources like SWIFT Codes Finder can be really helpful.

Example of transaction information

  1. Beneficiary Name: [Recipient Name]
  2. Bank: [Bank Name]
  3. SWIFT/BIC Code: [SWIFT Code]
  4. Bank Address: [Street, City, Country]
  5. Account Number/IBAN: [Account Number or IBAN]

Frequently Asked Questions

Is SGFAGPG1XXX the correct code for all SOCIETE ANONYME DE GESTION ET DE FINANCEMENT - SAGEFI branches?

No. While many banks use a "Head Office" code ending in XXX, the code SGFAGPG1XXX is specifically assigned to the LES ABYMES location. Using this specific 11-character code helps the bank’s automated systems credit the recipient’s account faster than using a generic national code.

Can I use this code for a SEPA transfer to Guadeloupe?

Yes. If you are sending Euro-denominated funds from another SEPA-member country, you can use this BIC/SWIFT code alongside the recipient’s IBAN. However, most modern European banks only require the IBAN to route SEPA payments automatically.

How long does a transfer to SOCIETE ANONYME DE GESTION ET DE FINANCEMENT - SAGEFI usually take?

International transfers to SOCIETE ANONYME DE GESTION ET DE FINANCEMENT - SAGEFI using the SWIFT network typically take 1 to 3 business days. Factors that can cause delays include:

  • Time zone differences between the sender and Guadeloupe.
  • Local public holidays in Guadeloupe.
  • Required "Know Your Customer" (KYC) checks for large amounts.

Are there fees for receiving money at the LES ABYMES branch?

Most banks in Guadeloupe charge an "Incoming Wire Fee" for international transfers. For SOCIETE ANONYME DE GESTION ET DE FINANCEMENT - SAGEFI, these fees vary based on the account type but typically range from a small flat fee to a percentage of the total. It is recommended to send funds using the "OUR" instruction if you want the recipient to receive the exact amount sent.

What happens if I use the wrong SWIFT code?

If you use a code for a different branch of SOCIETE ANONYME DE GESTION ET DE FINANCEMENT - SAGEFI, the money will usually still arrive but may be delayed by 24–48 hours as it is manually rerouted. If you enter a completely incorrect code, the funds will likely be returned to your account within 5–10 business days, minus any processing fees.

Do I need a SOCIETE ANONYME DE GESTION ET DE FINANCEMENT - SAGEFI SWIFT code for international money transfers?

Yes. If you are sending money from abroad to an account at SOCIETE ANONYME DE GESTION ET DE FINANCEMENT - SAGEFI, you will almost certainly need their SWIFT code (also known as a BIC).

The SWIFT code SGFAGPG1XXX acts as a digital address for the LES ABYMES branch. Without it, the sending bank won’t know which specific institution in Guadeloupe should receive the funds, which often leads to the transfer being rejected or stuck in "limbo". However, the requirements change slightly depending on where the money is coming from:

  • Transfers from outside the EU/EEA (e.g., USA, Canada, India): A SWIFT code is mandatory. You must provide SGFAGPG1XXX along with the recipient’s name and IBAN.
  • Transfers from within Europe (SEPA): If the sender is in a SEPA-member country, many modern banks only require the IBAN. However, providing the SWIFT code SGFAGPG1XXX is still recommended as a backup to ensure the transfer is routed instantly to the LES ABYMES branch.
  • Domestic Transfers: If you are sending money from another bank inside Guadeloupe, you typically do not need a SWIFT code; a local account number or IBAN is sufficient.

Pro Tip: Always double-check the 8th and 11th characters. For SOCIETE ANONYME DE GESTION ET DE FINANCEMENT - SAGEFI, using the specific branch code SGFAGPG1XXX instead of the generic head office code ensures the money hits the correct local ledger in LES ABYMES without manual intervention.