Back to bank JAMUBDDH044

The SWIFT code for JAMUNA BANK PLC. is JAMUBDDH044

While the main JAMUNA BANK PLC. SWIFT code (ending in XXX) can be used for general transfers, using the branch-specific code JAMUBDDH044 ensures your funds are routed directly to the NAOGAON clearing system. This reduces manual processing at the head office and can speed up your transfer by up to 24 hours.

Bank Information
JAMUBDDH044
Bank Name JAMUNA BANK PLC.
Bank Address GITANJOLI SHOPPING CENTER, FLOOR 2, HOLDING 321 MAIN ROAD, NAOGAON, RAJSHAHI, 6500
City NAOGAON
Postcode 6500
Country
🇧🇩 Bangladesh
Bank Code JAMU
Country Code BD
Location Code DH
Branch Code 044
Data Verified: May 2026

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Sending Money to JAMUNA BANK PLC. in NAOGAON

Follow these three steps to ensure your international wire transfer reaches the correct account at the NAOGAON branch without delays or hidden intermediary fees.

  1. Step 1: Collect Recipient Details. You will need the full legal name of the account holder and their IBAN (International Bank Account Number). For Bangladesh, IBANs typically start with the prefix BD.
  2. Step 2: Enter the SWIFT/BIC Code. When prompted by your banking app or wire service, enter JAMUBDDH044. This unique 11-character identifier ensures the funds are routed specifically to the JAMUNA BANK PLC. systems in NAOGAON.
  3. Step 3: Confirm the Transfer Method. If you are sending from within Europe, select SEPA for lower fees and faster delivery. For transfers from outside the EU (e.g., USA, India, or Australia), ensure you select SWIFT/International Wire and double-check if your bank requires an intermediary bank for Bangladesh transactions.

Where can I find my SWIFT/BIC code?

You can find your SWIFT/BIC code in several easy-to-locate places:

  • On your bank statements, either printed or online.
  • Inside your online banking portal, under account information.
  • On your bank’s official website, usually in their international banking or FAQ section.
  • By directly contacting your bank’s customer service.

Online resources like SWIFT Codes Finder can be really helpful.

Example of transaction information

  1. Beneficiary Name: [Recipient Name]
  2. Bank: [Bank Name]
  3. SWIFT/BIC Code: [SWIFT Code]
  4. Bank Address: [Street, City, Country]
  5. Account Number/IBAN: [Account Number or IBAN]

Frequently Asked Questions

Should I use this specific code or the JAMUNA BANK PLC. head office code?

While the JAMUNA BANK PLC. head office code (ending in XXX) is often accepted, using JAMUBDDH044 is the best way to ensure your money reaches the NAOGAON branch directly. By using the branch-specific code, you bypass the central sorting queue at the head office, which can often speed up the processing of your international transfer by a full business day.

Can I receive international payments at the branch in NAOGAON?

Yes, the office in NAOGAON is fully equipped to receive international wire transfers via the SWIFT network. To ensure the funds are credited correctly, you must provide the sender with the SWIFT/BIC code JAMUBDDH044 and your full IBAN associated with your account at this location.

What is the correct address for a wire transfer to NAOGAON?

When you are asked for the "Beneficiary Bank Address" on a wire transfer form, you should provide the specific physical location in NAOGAON to ensure a smooth verification process:

JAMUNA BANK PLC.
GITANJOLI SHOPPING CENTER, FLOOR 2, HOLDING 321 MAIN ROAD, NAOGAON, RAJSHAHI, 6500, 6500, NAOGAON, Bangladesh

How long does it take for money to arrive at this Bangladesh location?

Typically, an international transfer to the branch in NAOGAON takes between 1 and 3 business days. To avoid delays, ensure the sender uses the specific code JAMUBDDH044. Transfers initiated on weekends or during local public holidays in Bangladesh may take slightly longer to reflect in your account.

What happens if I use the SWIFT code for the wrong branch?

If you accidentally use a code for a different JAMUNA BANK PLC. location instead of the one in NAOGAON, your money is rarely lost. Instead, the bank will usually perform a "manual repair" to route the funds to the correct account based on your IBAN. However, this manual intervention often incurs a small additional fee and can delay the deposit by 24 to 48 hours.

Is this the same as the IBAN for my account in NAOGAON?

No. The SWIFT code JAMUBDDH044 identifies the JAMUNA BANK PLC. branch in NAOGAON, whereas your IBAN identifies your specific, individual bank account. For a successful international transfer, you must provide both pieces of information to the sender.