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The SWIFT code for STATE BANK OF INDIA (UK) LTD is SBOIGB2LCOV

While the main STATE BANK OF INDIA (UK) LTD SWIFT code (ending in XXX) can be used for general transfers, using the branch-specific code SBOIGB2LCOV ensures your funds are routed directly to the COVENTRY clearing system. This reduces manual processing at the head office and can speed up your transfer by up to 24 hours.

Bank Information
SBOIGB2LCOV
Bank Name STATE BANK OF INDIA (UK) LTD
Bank Address 35 SMITHFORD WAY, COVENTRY, CV1 1FY, WEST MIDLANDS GB
City COVENTRY
Postcode CV1 1FY
Country
🇬🇧 United Kingdom
Bank Code SBOI
Country Code GB
Location Code 2L
Branch Code COV
Data Verified: July 2026

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Sending Money to STATE BANK OF INDIA (UK) LTD in COVENTRY

Follow these three steps to ensure your international wire transfer reaches the correct account at the COVENTRY branch without delays or hidden intermediary fees.

  1. Step 1: Collect Recipient Details. You will need the full legal name of the account holder and their IBAN (International Bank Account Number). For United Kingdom, IBANs typically start with the prefix GB.
  2. Step 2: Enter the SWIFT/BIC Code. When prompted by your banking app or wire service, enter SBOIGB2LCOV. This unique 11-character identifier ensures the funds are routed specifically to the STATE BANK OF INDIA (UK) LTD systems in COVENTRY.
  3. Step 3: Confirm the Transfer Method. If you are sending from within Europe, select SEPA for lower fees and faster delivery. For transfers from outside the EU (e.g., USA, India, or Australia), ensure you select SWIFT/International Wire and double-check if your bank requires an intermediary bank for United Kingdom transactions.

Where can I find my SWIFT/BIC code?

You can find your SWIFT/BIC code in several easy-to-locate places:

  • On your bank statements, either printed or online.
  • Inside your online banking portal, under account information.
  • On your bank’s official website, usually in their international banking or FAQ section.
  • By directly contacting your bank’s customer service.

Online resources like SWIFT Codes Finder can be really helpful.

Example of transaction information

  1. Beneficiary Name: [Recipient Name]
  2. Bank: [Bank Name]
  3. SWIFT/BIC Code: [SWIFT Code]
  4. Bank Address: [Street, City, Country]
  5. Account Number/IBAN: [Account Number or IBAN]

Frequently Asked Questions

Should I use this specific code or the STATE BANK OF INDIA (UK) LTD head office code?

While the STATE BANK OF INDIA (UK) LTD head office code (ending in XXX) is often accepted, using SBOIGB2LCOV is the best way to ensure your money reaches the COVENTRY branch directly. By using the branch-specific code, you bypass the central sorting queue at the head office, which can often speed up the processing of your international transfer by a full business day.

Can I receive international payments at the branch in COVENTRY?

Yes, the office in COVENTRY is fully equipped to receive international wire transfers via the SWIFT network. To ensure the funds are credited correctly, you must provide the sender with the SWIFT/BIC code SBOIGB2LCOV and your full IBAN associated with your account at this location.

What is the correct address for a wire transfer to COVENTRY?

When you are asked for the "Beneficiary Bank Address" on a wire transfer form, you should provide the specific physical location in COVENTRY to ensure a smooth verification process:

STATE BANK OF INDIA (UK) LTD
35 SMITHFORD WAY, COVENTRY, CV1 1FY, WEST MIDLANDS GB, CV1 1FY, COVENTRY, United Kingdom

How long does it take for money to arrive at this United Kingdom location?

Typically, an international transfer to the branch in COVENTRY takes between 1 and 3 business days. To avoid delays, ensure the sender uses the specific code SBOIGB2LCOV. Transfers initiated on weekends or during local public holidays in United Kingdom may take slightly longer to reflect in your account.

What happens if I use the SWIFT code for the wrong branch?

If you accidentally use a code for a different STATE BANK OF INDIA (UK) LTD location instead of the one in COVENTRY, your money is rarely lost. Instead, the bank will usually perform a "manual repair" to route the funds to the correct account based on your IBAN. However, this manual intervention often incurs a small additional fee and can delay the deposit by 24 to 48 hours.

Is this the same as the IBAN for my account in COVENTRY?

No. The SWIFT code SBOIGB2LCOV identifies the STATE BANK OF INDIA (UK) LTD branch in COVENTRY, whereas your IBAN identifies your specific, individual bank account. For a successful international transfer, you must provide both pieces of information to the sender.