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The SWIFT code for STATE BANK OF INDIA is SBINGB2LILF

While the main STATE BANK OF INDIA SWIFT code (ending in XXX) can be used for general transfers, using the branch-specific code SBINGB2LILF ensures your funds are routed directly to the ILFORD clearing system. This reduces manual processing at the head office and can speed up your transfer by up to 24 hours.

Bank Information
SBINGB2LILF
Bank Name STATE BANK OF INDIA
Bank Address 172-174 HIGH ROAD, ILFORD, IG1 1LL, GREATER LONDON GB
City ILFORD
Postcode IG1 1LL
Country
🇬🇧 United Kingdom
Bank Code SBIN
Country Code GB
Location Code 2L
Branch Code ILF
Data Verified: April 2026

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Sending Money to STATE BANK OF INDIA in ILFORD

Follow these three steps to ensure your international wire transfer reaches the correct account at the ILFORD branch without delays or hidden intermediary fees.

  1. Step 1: Collect Recipient Details. You will need the full legal name of the account holder and their IBAN (International Bank Account Number). For United Kingdom, IBANs typically start with the prefix GB.
  2. Step 2: Enter the SWIFT/BIC Code. When prompted by your banking app or wire service, enter SBINGB2LILF. This unique 11-character identifier ensures the funds are routed specifically to the STATE BANK OF INDIA systems in ILFORD.
  3. Step 3: Confirm the Transfer Method. If you are sending from within Europe, select SEPA for lower fees and faster delivery. For transfers from outside the EU (e.g., USA, India, or Australia), ensure you select SWIFT/International Wire and double-check if your bank requires an intermediary bank for United Kingdom transactions.

Where can I find my SWIFT/BIC code?

You can find your SWIFT/BIC code in several easy-to-locate places:

  • On your bank statements, either printed or online.
  • Inside your online banking portal, under account information.
  • On your bank’s official website, usually in their international banking or FAQ section.
  • By directly contacting your bank’s customer service.

Online resources like SWIFT Codes Finder can be really helpful.

Example of transaction information

  1. Beneficiary Name: [Recipient Name]
  2. Bank: [Bank Name]
  3. SWIFT/BIC Code: [SWIFT Code]
  4. Bank Address: [Street, City, Country]
  5. Account Number/IBAN: [Account Number or IBAN]

Frequently Asked Questions

Should I use this specific code or the STATE BANK OF INDIA head office code?

While the STATE BANK OF INDIA head office code (ending in XXX) is often accepted, using SBINGB2LILF is the best way to ensure your money reaches the ILFORD branch directly. By using the branch-specific code, you bypass the central sorting queue at the head office, which can often speed up the processing of your international transfer by a full business day.

Can I receive international payments at the branch in ILFORD?

Yes, the office in ILFORD is fully equipped to receive international wire transfers via the SWIFT network. To ensure the funds are credited correctly, you must provide the sender with the SWIFT/BIC code SBINGB2LILF and your full IBAN associated with your account at this location.

What is the correct address for a wire transfer to ILFORD?

When you are asked for the "Beneficiary Bank Address" on a wire transfer form, you should provide the specific physical location in ILFORD to ensure a smooth verification process:

STATE BANK OF INDIA
172-174 HIGH ROAD, ILFORD, IG1 1LL, GREATER LONDON GB, IG1 1LL, ILFORD, United Kingdom

How long does it take for money to arrive at this United Kingdom location?

Typically, an international transfer to the branch in ILFORD takes between 1 and 3 business days. To avoid delays, ensure the sender uses the specific code SBINGB2LILF. Transfers initiated on weekends or during local public holidays in United Kingdom may take slightly longer to reflect in your account.

What happens if I use the SWIFT code for the wrong branch?

If you accidentally use a code for a different STATE BANK OF INDIA location instead of the one in ILFORD, your money is rarely lost. Instead, the bank will usually perform a "manual repair" to route the funds to the correct account based on your IBAN. However, this manual intervention often incurs a small additional fee and can delay the deposit by 24 to 48 hours.

Is this the same as the IBAN for my account in ILFORD?

No. The SWIFT code SBINGB2LILF identifies the STATE BANK OF INDIA branch in ILFORD, whereas your IBAN identifies your specific, individual bank account. For a successful international transfer, you must provide both pieces of information to the sender.