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The SWIFT code for BANK OF SCOTLAND PLC is HLFXGB21P63

While the main BANK OF SCOTLAND PLC SWIFT code (ending in XXX) can be used for general transfers, using the branch-specific code HLFXGB21P63 ensures your funds are routed directly to the NEWARK clearing system. This reduces manual processing at the head office and can speed up your transfer by up to 24 hours.

Bank Information
HLFXGB21P63
Bank Name BANK OF SCOTLAND PLC
Bank Address 48 MIDDLEGATE - NEWARK, NG24 1AL, NOTTINGHAMSHIRE GB
City NEWARK
Postcode NG24 1AL
Country
🇬🇧 United Kingdom
Bank Code HLFX
Country Code GB
Location Code 21
Branch Code P63
Data Verified: April 2026

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Sending Money to BANK OF SCOTLAND PLC in NEWARK

Follow these three steps to ensure your international wire transfer reaches the correct account at the NEWARK branch without delays or hidden intermediary fees.

  1. Step 1: Collect Recipient Details. You will need the full legal name of the account holder and their IBAN (International Bank Account Number). For United Kingdom, IBANs typically start with the prefix GB.
  2. Step 2: Enter the SWIFT/BIC Code. When prompted by your banking app or wire service, enter HLFXGB21P63. This unique 11-character identifier ensures the funds are routed specifically to the BANK OF SCOTLAND PLC systems in NEWARK.
  3. Step 3: Confirm the Transfer Method. If you are sending from within Europe, select SEPA for lower fees and faster delivery. For transfers from outside the EU (e.g., USA, India, or Australia), ensure you select SWIFT/International Wire and double-check if your bank requires an intermediary bank for United Kingdom transactions.

Where can I find my SWIFT/BIC code?

You can find your SWIFT/BIC code in several easy-to-locate places:

  • On your bank statements, either printed or online.
  • Inside your online banking portal, under account information.
  • On your bank’s official website, usually in their international banking or FAQ section.
  • By directly contacting your bank’s customer service.

Online resources like SWIFT Codes Finder can be really helpful.

Example of transaction information

  1. Beneficiary Name: [Recipient Name]
  2. Bank: [Bank Name]
  3. SWIFT/BIC Code: [SWIFT Code]
  4. Bank Address: [Street, City, Country]
  5. Account Number/IBAN: [Account Number or IBAN]

Frequently Asked Questions

Should I use this specific code or the BANK OF SCOTLAND PLC head office code?

While the BANK OF SCOTLAND PLC head office code (ending in XXX) is often accepted, using HLFXGB21P63 is the best way to ensure your money reaches the NEWARK branch directly. By using the branch-specific code, you bypass the central sorting queue at the head office, which can often speed up the processing of your international transfer by a full business day.

Can I receive international payments at the branch in NEWARK?

Yes, the office in NEWARK is fully equipped to receive international wire transfers via the SWIFT network. To ensure the funds are credited correctly, you must provide the sender with the SWIFT/BIC code HLFXGB21P63 and your full IBAN associated with your account at this location.

What is the correct address for a wire transfer to NEWARK?

When you are asked for the "Beneficiary Bank Address" on a wire transfer form, you should provide the specific physical location in NEWARK to ensure a smooth verification process:

BANK OF SCOTLAND PLC
48 MIDDLEGATE - NEWARK, NG24 1AL, NOTTINGHAMSHIRE GB, NG24 1AL, NEWARK, United Kingdom

How long does it take for money to arrive at this United Kingdom location?

Typically, an international transfer to the branch in NEWARK takes between 1 and 3 business days. To avoid delays, ensure the sender uses the specific code HLFXGB21P63. Transfers initiated on weekends or during local public holidays in United Kingdom may take slightly longer to reflect in your account.

What happens if I use the SWIFT code for the wrong branch?

If you accidentally use a code for a different BANK OF SCOTLAND PLC location instead of the one in NEWARK, your money is rarely lost. Instead, the bank will usually perform a "manual repair" to route the funds to the correct account based on your IBAN. However, this manual intervention often incurs a small additional fee and can delay the deposit by 24 to 48 hours.

Is this the same as the IBAN for my account in NEWARK?

No. The SWIFT code HLFXGB21P63 identifies the BANK OF SCOTLAND PLC branch in NEWARK, whereas your IBAN identifies your specific, individual bank account. For a successful international transfer, you must provide both pieces of information to the sender.