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The SWIFT code for BANK OF SCOTLAND PLC is HLFXGB21A42

While the main BANK OF SCOTLAND PLC SWIFT code (ending in XXX) can be used for general transfers, using the branch-specific code HLFXGB21A42 ensures your funds are routed directly to the ALLOA clearing system. This reduces manual processing at the head office and can speed up your transfer by up to 24 hours.

Bank Information
HLFXGB21A42
Bank Name BANK OF SCOTLAND PLC
Bank Address ALLOA, FK10, CLACKMANNANSHIRE GB
City ALLOA
Postcode FK10
Country
🇬🇧 United Kingdom
Bank Code HLFX
Country Code GB
Location Code 21
Branch Code A42
Data Verified: June 2026

Other BANK OF SCOTLAND PLC Branches in ALLOA

If you are looking for branches near ALLOA, you may also need the SWIFT codes for the locations below.

SWIFT Code Tools

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Sending Money to BANK OF SCOTLAND PLC in ALLOA

Follow these three steps to ensure your international wire transfer reaches the correct account at the ALLOA branch without delays or hidden intermediary fees.

  1. Step 1: Collect Recipient Details. You will need the full legal name of the account holder and their IBAN (International Bank Account Number). For United Kingdom, IBANs typically start with the prefix GB.
  2. Step 2: Enter the SWIFT/BIC Code. When prompted by your banking app or wire service, enter HLFXGB21A42. This unique 11-character identifier ensures the funds are routed specifically to the BANK OF SCOTLAND PLC systems in ALLOA.
  3. Step 3: Confirm the Transfer Method. If you are sending from within Europe, select SEPA for lower fees and faster delivery. For transfers from outside the EU (e.g., USA, India, or Australia), ensure you select SWIFT/International Wire and double-check if your bank requires an intermediary bank for United Kingdom transactions.

Where can I find my SWIFT/BIC code?

You can find your SWIFT/BIC code in several easy-to-locate places:

  • On your bank statements, either printed or online.
  • Inside your online banking portal, under account information.
  • On your bank’s official website, usually in their international banking or FAQ section.
  • By directly contacting your bank’s customer service.

Online resources like SWIFT Codes Finder can be really helpful.

Example of transaction information

  1. Beneficiary Name: [Recipient Name]
  2. Bank: [Bank Name]
  3. SWIFT/BIC Code: [SWIFT Code]
  4. Bank Address: [Street, City, Country]
  5. Account Number/IBAN: [Account Number or IBAN]

Frequently Asked Questions

Should I use this specific code or the BANK OF SCOTLAND PLC head office code?

While the BANK OF SCOTLAND PLC head office code (ending in XXX) is often accepted, using HLFXGB21A42 is the best way to ensure your money reaches the ALLOA branch directly. By using the branch-specific code, you bypass the central sorting queue at the head office, which can often speed up the processing of your international transfer by a full business day.

Can I receive international payments at the branch in ALLOA?

Yes, the office in ALLOA is fully equipped to receive international wire transfers via the SWIFT network. To ensure the funds are credited correctly, you must provide the sender with the SWIFT/BIC code HLFXGB21A42 and your full IBAN associated with your account at this location.

What is the correct address for a wire transfer to ALLOA?

When you are asked for the "Beneficiary Bank Address" on a wire transfer form, you should provide the specific physical location in ALLOA to ensure a smooth verification process:

BANK OF SCOTLAND PLC
ALLOA, FK10, CLACKMANNANSHIRE GB, FK10, ALLOA, United Kingdom

How long does it take for money to arrive at this United Kingdom location?

Typically, an international transfer to the branch in ALLOA takes between 1 and 3 business days. To avoid delays, ensure the sender uses the specific code HLFXGB21A42. Transfers initiated on weekends or during local public holidays in United Kingdom may take slightly longer to reflect in your account.

What happens if I use the SWIFT code for the wrong branch?

If you accidentally use a code for a different BANK OF SCOTLAND PLC location instead of the one in ALLOA, your money is rarely lost. Instead, the bank will usually perform a "manual repair" to route the funds to the correct account based on your IBAN. However, this manual intervention often incurs a small additional fee and can delay the deposit by 24 to 48 hours.

Is this the same as the IBAN for my account in ALLOA?

No. The SWIFT code HLFXGB21A42 identifies the BANK OF SCOTLAND PLC branch in ALLOA, whereas your IBAN identifies your specific, individual bank account. For a successful international transfer, you must provide both pieces of information to the sender.