The SWIFT code for JOINT STOCK COMPANY 'STATE SAVINGS BANK OF UKRAINE' is COSBUAUKCHG
While the main JOINT STOCK COMPANY 'STATE SAVINGS BANK OF UKRAINE' SWIFT code (ending in XXX) can be used for general transfers, using the branch-specific code COSBUAUKCHG ensures your funds are routed directly to the CHERNIHIV clearing system. This reduces manual processing at the head office and can speed up your transfer by up to 24 hours.
| Bank Name | JOINT STOCK COMPANY 'STATE SAVINGS BANK OF UKRAINE' |
| Bank Address | MIRA AVENUE, 19, CHERNIHIV, CHERNIHIV, 14000 |
| City | CHERNIHIV |
| Postcode | 14000 |
| Country | 🇺🇦 Ukraine |
| Bank Code | COSB |
| Country Code | UA |
| Location Code | UK |
| Branch Code | CHG |
SWIFT Code Tools
Quickly locate any SWIFT/BIC code or verify the one you already have.
Sending money to family or friends shouldn’t be stressful. Understanding the fees and delivery times helps you feel confident about your transfer. At Remitly, we make the process simple, affordable, and secure. You’ll know the total cost and delivery time before completing your transfer. Choose a payment method that suits you, whether it’s a debit or credit card.
Get started nowSending Money to JOINT STOCK COMPANY 'STATE SAVINGS BANK OF UKRAINE' in CHERNIHIV
Follow these three steps to ensure your international wire transfer reaches the correct account at the CHERNIHIV branch without delays or hidden intermediary fees.
- Step 1: Collect Recipient Details. You will need the full legal name of the account holder and their IBAN (International Bank Account Number). For Ukraine, IBANs typically start with the prefix UA.
- Step 2: Enter the SWIFT/BIC Code. When prompted by your banking app or wire service, enter COSBUAUKCHG. This unique 11-character identifier ensures the funds are routed specifically to the JOINT STOCK COMPANY 'STATE SAVINGS BANK OF UKRAINE' systems in CHERNIHIV.
- Step 3: Confirm the Transfer Method. If you are sending from within Europe, select SEPA for lower fees and faster delivery. For transfers from outside the EU (e.g., USA, India, or Australia), ensure you select SWIFT/International Wire and double-check if your bank requires an intermediary bank for Ukraine transactions.
Where can I find my SWIFT/BIC code?
You can find your SWIFT/BIC code in several easy-to-locate places:
- On your bank statements, either printed or online.
- Inside your online banking portal, under account information.
- On your bank’s official website, usually in their international banking or FAQ section.
- By directly contacting your bank’s customer service.
Online resources like SWIFT Codes Finder can be really helpful.
Example of transaction information
- Beneficiary Name: [Recipient Name]
- Bank: [Bank Name]
- SWIFT/BIC Code: [SWIFT Code]
- Bank Address: [Street, City, Country]
- Account Number/IBAN: [Account Number or IBAN]
Frequently Asked Questions
Should I use this specific code or the JOINT STOCK COMPANY 'STATE SAVINGS BANK OF UKRAINE' head office code?
While the JOINT STOCK COMPANY 'STATE SAVINGS BANK OF UKRAINE' head office code (ending in XXX) is often accepted, using COSBUAUKCHG is the best way to ensure your money reaches the CHERNIHIV branch directly. By using the branch-specific code, you bypass the central sorting queue at the head office, which can often speed up the processing of your international transfer by a full business day.
Can I receive international payments at the branch in CHERNIHIV?
Yes, the office in CHERNIHIV is fully equipped to receive international wire transfers via the SWIFT network. To ensure the funds are credited correctly, you must provide the sender with the SWIFT/BIC code COSBUAUKCHG and your full IBAN associated with your account at this location.
What is the correct address for a wire transfer to CHERNIHIV?
When you are asked for the "Beneficiary Bank Address" on a wire transfer form, you should provide the specific physical location in CHERNIHIV to ensure a smooth verification process:
JOINT STOCK COMPANY 'STATE SAVINGS BANK OF UKRAINE'
MIRA AVENUE, 19, CHERNIHIV, CHERNIHIV, 14000, 14000, CHERNIHIV, Ukraine
How long does it take for money to arrive at this Ukraine location?
Typically, an international transfer to the branch in CHERNIHIV takes between 1 and 3 business days. To avoid delays, ensure the sender uses the specific code COSBUAUKCHG. Transfers initiated on weekends or during local public holidays in Ukraine may take slightly longer to reflect in your account.
What happens if I use the SWIFT code for the wrong branch?
If you accidentally use a code for a different JOINT STOCK COMPANY 'STATE SAVINGS BANK OF UKRAINE' location instead of the one in CHERNIHIV, your money is rarely lost. Instead, the bank will usually perform a "manual repair" to route the funds to the correct account based on your IBAN. However, this manual intervention often incurs a small additional fee and can delay the deposit by 24 to 48 hours.
Is this the same as the IBAN for my account in CHERNIHIV?
No. The SWIFT code COSBUAUKCHG identifies the JOINT STOCK COMPANY 'STATE SAVINGS BANK OF UKRAINE' branch in CHERNIHIV, whereas your IBAN identifies your specific, individual bank account. For a successful international transfer, you must provide both pieces of information to the sender.
SWIFT Codes for main Ukraine banks
Browse SWIFT Codes by Country
Looking for SWIFT codes in a specific country? Use this section to explore banks and financial institutions by region. Just select a country to view a full list of banks along with their verified SWIFT/BIC codes.