The SWIFT code for BANQUE DES ETATS DE L'AFRIQUE CENTRALE D.N. CONGO is BEACCGCG410
While the main BANQUE DES ETATS DE L'AFRIQUE CENTRALE D.N. CONGO SWIFT code (ending in XXX) can be used for general transfers, using the branch-specific code BEACCGCG410 ensures your funds are routed directly to the POINTE-NOIRE clearing system. This reduces manual processing at the head office and can speed up your transfer by up to 24 hours.
| Bank Name | BANQUE DES ETATS DE L'AFRIQUE CENTRALE D.N. CONGO |
| Bank Address | POINTE-NOIRE, POINTE-NOIRE |
| City | POINTE-NOIRE |
| Country | 🇨🇬 Republic of the Congo |
| Bank Code | BEAC |
| Country Code | CG |
| Location Code | CG |
| Branch Code | 410 |
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Get started nowSending Money to BANQUE DES ETATS DE L'AFRIQUE CENTRALE D.N. CONGO in POINTE-NOIRE
Follow these three steps to ensure your international wire transfer reaches the correct account at the POINTE-NOIRE branch without delays or hidden intermediary fees.
- Step 1: Collect Recipient Details. You will need the full legal name of the account holder and their IBAN (International Bank Account Number). For Republic of the Congo, IBANs typically start with the prefix CG.
- Step 2: Enter the SWIFT/BIC Code. When prompted by your banking app or wire service, enter BEACCGCG410. This unique 11-character identifier ensures the funds are routed specifically to the BANQUE DES ETATS DE L'AFRIQUE CENTRALE D.N. CONGO systems in POINTE-NOIRE.
- Step 3: Confirm the Transfer Method. If you are sending from within Europe, select SEPA for lower fees and faster delivery. For transfers from outside the EU (e.g., USA, India, or Australia), ensure you select SWIFT/International Wire and double-check if your bank requires an intermediary bank for Republic of the Congo transactions.
Where can I find my SWIFT/BIC code?
You can find your SWIFT/BIC code in several easy-to-locate places:
- On your bank statements, either printed or online.
- Inside your online banking portal, under account information.
- On your bank’s official website, usually in their international banking or FAQ section.
- By directly contacting your bank’s customer service.
Online resources like SWIFT Codes Finder can be really helpful.
Example of transaction information
- Beneficiary Name: [Recipient Name]
- Bank: [Bank Name]
- SWIFT/BIC Code: [SWIFT Code]
- Bank Address: [Street, City, Country]
- Account Number/IBAN: [Account Number or IBAN]
Frequently Asked Questions
Should I use this specific code or the BANQUE DES ETATS DE L'AFRIQUE CENTRALE D.N. CONGO head office code?
While the BANQUE DES ETATS DE L'AFRIQUE CENTRALE D.N. CONGO head office code (ending in XXX) is often accepted, using BEACCGCG410 is the best way to ensure your money reaches the POINTE-NOIRE branch directly. By using the branch-specific code, you bypass the central sorting queue at the head office, which can often speed up the processing of your international transfer by a full business day.
Can I receive international payments at the branch in POINTE-NOIRE?
Yes, the office in POINTE-NOIRE is fully equipped to receive international wire transfers via the SWIFT network. To ensure the funds are credited correctly, you must provide the sender with the SWIFT/BIC code BEACCGCG410 and your full IBAN associated with your account at this location.
What is the correct address for a wire transfer to POINTE-NOIRE?
When you are asked for the "Beneficiary Bank Address" on a wire transfer form, you should provide the specific physical location in POINTE-NOIRE to ensure a smooth verification process:
BANQUE DES ETATS DE L'AFRIQUE CENTRALE D.N. CONGO
POINTE-NOIRE, POINTE-NOIRE, POINTE-NOIRE, Republic of the Congo
How long does it take for money to arrive at this Republic of the Congo location?
Typically, an international transfer to the branch in POINTE-NOIRE takes between 1 and 3 business days. To avoid delays, ensure the sender uses the specific code BEACCGCG410. Transfers initiated on weekends or during local public holidays in Republic of the Congo may take slightly longer to reflect in your account.
What happens if I use the SWIFT code for the wrong branch?
If you accidentally use a code for a different BANQUE DES ETATS DE L'AFRIQUE CENTRALE D.N. CONGO location instead of the one in POINTE-NOIRE, your money is rarely lost. Instead, the bank will usually perform a "manual repair" to route the funds to the correct account based on your IBAN. However, this manual intervention often incurs a small additional fee and can delay the deposit by 24 to 48 hours.
Is this the same as the IBAN for my account in POINTE-NOIRE?
No. The SWIFT code BEACCGCG410 identifies the BANQUE DES ETATS DE L'AFRIQUE CENTRALE D.N. CONGO branch in POINTE-NOIRE, whereas your IBAN identifies your specific, individual bank account. For a successful international transfer, you must provide both pieces of information to the sender.
SWIFT Codes for main Republic of the Congo banks
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