The SWIFT code for CAIXA ECONOMICA MONTEPIO GERAL, CAIXA ECONOMICA BANCARIA, SA is MPIOPTPLTIT
While the main CAIXA ECONOMICA MONTEPIO GERAL, CAIXA ECONOMICA BANCARIA, SA SWIFT code (ending in XXX) can be used for general transfers, using the branch-specific code MPIOPTPLTIT ensures your funds are routed directly to the ALGES clearing system. This reduces manual processing at the head office and can speed up your transfer by up to 24 hours.
| Bank Name | CAIXA ECONOMICA MONTEPIO GERAL, CAIXA ECONOMICA BANCARIA, SA |
| Bank Address | RUA JOAO CHAGAS 53, FLOOR 0, ALGES, LISBON, 1495-072 |
| City | ALGES |
| Postcode | 1495-072 |
| Country | 🇵🇹 Portugal |
| Bank Code | MPIO |
| Country Code | PT |
| Location Code | PL |
| Branch Code | TIT |
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Get started nowSending Money to CAIXA ECONOMICA MONTEPIO GERAL, CAIXA ECONOMICA BANCARIA, SA in ALGES
Follow these three steps to ensure your international wire transfer reaches the correct account at the ALGES branch without delays or hidden intermediary fees.
- Step 1: Collect Recipient Details. You will need the full legal name of the account holder and their IBAN (International Bank Account Number). For Portugal, IBANs typically start with the prefix PT.
- Step 2: Enter the SWIFT/BIC Code. When prompted by your banking app or wire service, enter MPIOPTPLTIT. This unique 11-character identifier ensures the funds are routed specifically to the CAIXA ECONOMICA MONTEPIO GERAL, CAIXA ECONOMICA BANCARIA, SA systems in ALGES.
- Step 3: Confirm the Transfer Method. If you are sending from within Europe, select SEPA for lower fees and faster delivery. For transfers from outside the EU (e.g., USA, India, or Australia), ensure you select SWIFT/International Wire and double-check if your bank requires an intermediary bank for Portugal transactions.
Where can I find my SWIFT/BIC code?
You can find your SWIFT/BIC code in several easy-to-locate places:
- On your bank statements, either printed or online.
- Inside your online banking portal, under account information.
- On your bank’s official website, usually in their international banking or FAQ section.
- By directly contacting your bank’s customer service.
Online resources like SWIFT Codes Finder can be really helpful.
Example of transaction information
- Beneficiary Name: [Recipient Name]
- Bank: [Bank Name]
- SWIFT/BIC Code: [SWIFT Code]
- Bank Address: [Street, City, Country]
- Account Number/IBAN: [Account Number or IBAN]
Frequently Asked Questions
Should I use this specific code or the CAIXA ECONOMICA MONTEPIO GERAL, CAIXA ECONOMICA BANCARIA, SA head office code?
While the CAIXA ECONOMICA MONTEPIO GERAL, CAIXA ECONOMICA BANCARIA, SA head office code (ending in XXX) is often accepted, using MPIOPTPLTIT is the best way to ensure your money reaches the ALGES branch directly. By using the branch-specific code, you bypass the central sorting queue at the head office, which can often speed up the processing of your international transfer by a full business day.
Can I receive international payments at the branch in ALGES?
Yes, the office in ALGES is fully equipped to receive international wire transfers via the SWIFT network. To ensure the funds are credited correctly, you must provide the sender with the SWIFT/BIC code MPIOPTPLTIT and your full IBAN associated with your account at this location.
What is the correct address for a wire transfer to ALGES?
When you are asked for the "Beneficiary Bank Address" on a wire transfer form, you should provide the specific physical location in ALGES to ensure a smooth verification process:
CAIXA ECONOMICA MONTEPIO GERAL, CAIXA ECONOMICA BANCARIA, SA
RUA JOAO CHAGAS 53, FLOOR 0, ALGES, LISBON, 1495-072, 1495-072, ALGES, Portugal
How long does it take for money to arrive at this Portugal location?
Typically, an international transfer to the branch in ALGES takes between 1 and 3 business days. To avoid delays, ensure the sender uses the specific code MPIOPTPLTIT. Transfers initiated on weekends or during local public holidays in Portugal may take slightly longer to reflect in your account.
What happens if I use the SWIFT code for the wrong branch?
If you accidentally use a code for a different CAIXA ECONOMICA MONTEPIO GERAL, CAIXA ECONOMICA BANCARIA, SA location instead of the one in ALGES, your money is rarely lost. Instead, the bank will usually perform a "manual repair" to route the funds to the correct account based on your IBAN. However, this manual intervention often incurs a small additional fee and can delay the deposit by 24 to 48 hours.
Is this the same as the IBAN for my account in ALGES?
No. The SWIFT code MPIOPTPLTIT identifies the CAIXA ECONOMICA MONTEPIO GERAL, CAIXA ECONOMICA BANCARIA, SA branch in ALGES, whereas your IBAN identifies your specific, individual bank account. For a successful international transfer, you must provide both pieces of information to the sender.
SWIFT Codes for main Portugal banks
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