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The SWIFT code for UNITED BANK FOR AFRICA PLC is UNAFNGLA147

While the main UNITED BANK FOR AFRICA PLC SWIFT code (ending in XXX) can be used for general transfers, using the branch-specific code UNAFNGLA147 ensures your funds are routed directly to the KONTAGORA clearing system. This reduces manual processing at the head office and can speed up your transfer by up to 24 hours.

Bank Information
UNAFNGLA147
Bank Name UNITED BANK FOR AFRICA PLC
Bank Address KONTAGORA, NIGER, 920001
City KONTAGORA
Postcode 920001
Country
🇳🇬 Nigeria
Bank Code UNAF
Country Code NG
Location Code LA
Branch Code 147
Data Verified: June 2026

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Sending Money to UNITED BANK FOR AFRICA PLC in KONTAGORA

Follow these three steps to ensure your international wire transfer reaches the correct account at the KONTAGORA branch without delays or hidden intermediary fees.

  1. Step 1: Collect Recipient Details. You will need the full legal name of the account holder and their IBAN (International Bank Account Number). For Nigeria, IBANs typically start with the prefix NG.
  2. Step 2: Enter the SWIFT/BIC Code. When prompted by your banking app or wire service, enter UNAFNGLA147. This unique 11-character identifier ensures the funds are routed specifically to the UNITED BANK FOR AFRICA PLC systems in KONTAGORA.
  3. Step 3: Confirm the Transfer Method. If you are sending from within Europe, select SEPA for lower fees and faster delivery. For transfers from outside the EU (e.g., USA, India, or Australia), ensure you select SWIFT/International Wire and double-check if your bank requires an intermediary bank for Nigeria transactions.

Where can I find my SWIFT/BIC code?

You can find your SWIFT/BIC code in several easy-to-locate places:

  • On your bank statements, either printed or online.
  • Inside your online banking portal, under account information.
  • On your bank’s official website, usually in their international banking or FAQ section.
  • By directly contacting your bank’s customer service.

Online resources like SWIFT Codes Finder can be really helpful.

Example of transaction information

  1. Beneficiary Name: [Recipient Name]
  2. Bank: [Bank Name]
  3. SWIFT/BIC Code: [SWIFT Code]
  4. Bank Address: [Street, City, Country]
  5. Account Number/IBAN: [Account Number or IBAN]

Frequently Asked Questions

Should I use this specific code or the UNITED BANK FOR AFRICA PLC head office code?

While the UNITED BANK FOR AFRICA PLC head office code (ending in XXX) is often accepted, using UNAFNGLA147 is the best way to ensure your money reaches the KONTAGORA branch directly. By using the branch-specific code, you bypass the central sorting queue at the head office, which can often speed up the processing of your international transfer by a full business day.

Can I receive international payments at the branch in KONTAGORA?

Yes, the office in KONTAGORA is fully equipped to receive international wire transfers via the SWIFT network. To ensure the funds are credited correctly, you must provide the sender with the SWIFT/BIC code UNAFNGLA147 and your full IBAN associated with your account at this location.

What is the correct address for a wire transfer to KONTAGORA?

When you are asked for the "Beneficiary Bank Address" on a wire transfer form, you should provide the specific physical location in KONTAGORA to ensure a smooth verification process:

UNITED BANK FOR AFRICA PLC
KONTAGORA, NIGER, 920001, 920001, KONTAGORA, Nigeria

How long does it take for money to arrive at this Nigeria location?

Typically, an international transfer to the branch in KONTAGORA takes between 1 and 3 business days. To avoid delays, ensure the sender uses the specific code UNAFNGLA147. Transfers initiated on weekends or during local public holidays in Nigeria may take slightly longer to reflect in your account.

What happens if I use the SWIFT code for the wrong branch?

If you accidentally use a code for a different UNITED BANK FOR AFRICA PLC location instead of the one in KONTAGORA, your money is rarely lost. Instead, the bank will usually perform a "manual repair" to route the funds to the correct account based on your IBAN. However, this manual intervention often incurs a small additional fee and can delay the deposit by 24 to 48 hours.

Is this the same as the IBAN for my account in KONTAGORA?

No. The SWIFT code UNAFNGLA147 identifies the UNITED BANK FOR AFRICA PLC branch in KONTAGORA, whereas your IBAN identifies your specific, individual bank account. For a successful international transfer, you must provide both pieces of information to the sender.