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The SWIFT code for BANK OF AFRICA is BMCEMAMCTCM

While the main BANK OF AFRICA SWIFT code (ending in XXX) can be used for general transfers, using the branch-specific code BMCEMAMCTCM ensures your funds are routed directly to the TANGER clearing system. This reduces manual processing at the head office and can speed up your transfer by up to 24 hours.

Bank Information
BMCEMAMCTCM
Bank Name BANK OF AFRICA
Bank Address ZONE FRANCE DE TANGER - TANGER, TANGER-TETOUAN-AL HOCEIMA, 90024
City TANGER
Postcode 90024
Country
🇲🇦 Morocco
Bank Code BMCE
Country Code MA
Location Code MC
Branch Code TCM
Data Verified: May 2026

Other BANK OF AFRICA Branches in TANGER

If you are looking for branches near TANGER, you may also need the SWIFT codes for the locations below.

SWIFT Code Tools

Quickly locate any SWIFT/BIC code or verify the one you already have.

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Sending Money to BANK OF AFRICA in TANGER

Follow these three steps to ensure your international wire transfer reaches the correct account at the TANGER branch without delays or hidden intermediary fees.

  1. Step 1: Collect Recipient Details. You will need the full legal name of the account holder and their IBAN (International Bank Account Number). For Morocco, IBANs typically start with the prefix MA.
  2. Step 2: Enter the SWIFT/BIC Code. When prompted by your banking app or wire service, enter BMCEMAMCTCM. This unique 11-character identifier ensures the funds are routed specifically to the BANK OF AFRICA systems in TANGER.
  3. Step 3: Confirm the Transfer Method. If you are sending from within Europe, select SEPA for lower fees and faster delivery. For transfers from outside the EU (e.g., USA, India, or Australia), ensure you select SWIFT/International Wire and double-check if your bank requires an intermediary bank for Morocco transactions.

Where can I find my SWIFT/BIC code?

You can find your SWIFT/BIC code in several easy-to-locate places:

  • On your bank statements, either printed or online.
  • Inside your online banking portal, under account information.
  • On your bank’s official website, usually in their international banking or FAQ section.
  • By directly contacting your bank’s customer service.

Online resources like SWIFT Codes Finder can be really helpful.

Example of transaction information

  1. Beneficiary Name: [Recipient Name]
  2. Bank: [Bank Name]
  3. SWIFT/BIC Code: [SWIFT Code]
  4. Bank Address: [Street, City, Country]
  5. Account Number/IBAN: [Account Number or IBAN]

Frequently Asked Questions

Should I use this specific code or the BANK OF AFRICA head office code?

While the BANK OF AFRICA head office code (ending in XXX) is often accepted, using BMCEMAMCTCM is the best way to ensure your money reaches the TANGER branch directly. By using the branch-specific code, you bypass the central sorting queue at the head office, which can often speed up the processing of your international transfer by a full business day.

Can I receive international payments at the branch in TANGER?

Yes, the office in TANGER is fully equipped to receive international wire transfers via the SWIFT network. To ensure the funds are credited correctly, you must provide the sender with the SWIFT/BIC code BMCEMAMCTCM and your full IBAN associated with your account at this location.

What is the correct address for a wire transfer to TANGER?

When you are asked for the "Beneficiary Bank Address" on a wire transfer form, you should provide the specific physical location in TANGER to ensure a smooth verification process:

BANK OF AFRICA
ZONE FRANCE DE TANGER - TANGER, TANGER-TETOUAN-AL HOCEIMA, 90024, 90024, TANGER, Morocco

How long does it take for money to arrive at this Morocco location?

Typically, an international transfer to the branch in TANGER takes between 1 and 3 business days. To avoid delays, ensure the sender uses the specific code BMCEMAMCTCM. Transfers initiated on weekends or during local public holidays in Morocco may take slightly longer to reflect in your account.

What happens if I use the SWIFT code for the wrong branch?

If you accidentally use a code for a different BANK OF AFRICA location instead of the one in TANGER, your money is rarely lost. Instead, the bank will usually perform a "manual repair" to route the funds to the correct account based on your IBAN. However, this manual intervention often incurs a small additional fee and can delay the deposit by 24 to 48 hours.

Is this the same as the IBAN for my account in TANGER?

No. The SWIFT code BMCEMAMCTCM identifies the BANK OF AFRICA branch in TANGER, whereas your IBAN identifies your specific, individual bank account. For a successful international transfer, you must provide both pieces of information to the sender.