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The SWIFT code for MULTITUDE BANK P.L.C. is FEMAMTMADCA

While the main MULTITUDE BANK P.L.C. SWIFT code (ending in XXX) can be used for general transfers, using the branch-specific code FEMAMTMADCA ensures your funds are routed directly to the GZIRA clearing system. This reduces manual processing at the head office and can speed up your transfer by up to 24 hours.

Bank Information
FEMAMTMADCA
Bank Name MULTITUDE BANK P.L.C.
Bank Address FLOOR 9, ST BUSINESS CENTRE, 120 THE STRAND, GZIRA, GZIRA, GZR 1027
City GZIRA
Postcode GZR 1027
Country
🇲🇹 Malta
Bank Code FEMA
Country Code MT
Location Code MA
Branch Code DCA
Data Verified: June 2026

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Sending Money to MULTITUDE BANK P.L.C. in GZIRA

Follow these three steps to ensure your international wire transfer reaches the correct account at the GZIRA branch without delays or hidden intermediary fees.

  1. Step 1: Collect Recipient Details. You will need the full legal name of the account holder and their IBAN (International Bank Account Number). For Malta, IBANs typically start with the prefix MT.
  2. Step 2: Enter the SWIFT/BIC Code. When prompted by your banking app or wire service, enter FEMAMTMADCA. This unique 11-character identifier ensures the funds are routed specifically to the MULTITUDE BANK P.L.C. systems in GZIRA.
  3. Step 3: Confirm the Transfer Method. If you are sending from within Europe, select SEPA for lower fees and faster delivery. For transfers from outside the EU (e.g., USA, India, or Australia), ensure you select SWIFT/International Wire and double-check if your bank requires an intermediary bank for Malta transactions.

Where can I find my SWIFT/BIC code?

You can find your SWIFT/BIC code in several easy-to-locate places:

  • On your bank statements, either printed or online.
  • Inside your online banking portal, under account information.
  • On your bank’s official website, usually in their international banking or FAQ section.
  • By directly contacting your bank’s customer service.

Online resources like SWIFT Codes Finder can be really helpful.

Example of transaction information

  1. Beneficiary Name: [Recipient Name]
  2. Bank: [Bank Name]
  3. SWIFT/BIC Code: [SWIFT Code]
  4. Bank Address: [Street, City, Country]
  5. Account Number/IBAN: [Account Number or IBAN]

Frequently Asked Questions

Should I use this specific code or the MULTITUDE BANK P.L.C. head office code?

While the MULTITUDE BANK P.L.C. head office code (ending in XXX) is often accepted, using FEMAMTMADCA is the best way to ensure your money reaches the GZIRA branch directly. By using the branch-specific code, you bypass the central sorting queue at the head office, which can often speed up the processing of your international transfer by a full business day.

Can I receive international payments at the branch in GZIRA?

Yes, the office in GZIRA is fully equipped to receive international wire transfers via the SWIFT network. To ensure the funds are credited correctly, you must provide the sender with the SWIFT/BIC code FEMAMTMADCA and your full IBAN associated with your account at this location.

What is the correct address for a wire transfer to GZIRA?

When you are asked for the "Beneficiary Bank Address" on a wire transfer form, you should provide the specific physical location in GZIRA to ensure a smooth verification process:

MULTITUDE BANK P.L.C.
FLOOR 9, ST BUSINESS CENTRE, 120 THE STRAND, GZIRA, GZIRA, GZR 1027, GZR 1027, GZIRA, Malta

How long does it take for money to arrive at this Malta location?

Typically, an international transfer to the branch in GZIRA takes between 1 and 3 business days. To avoid delays, ensure the sender uses the specific code FEMAMTMADCA. Transfers initiated on weekends or during local public holidays in Malta may take slightly longer to reflect in your account.

What happens if I use the SWIFT code for the wrong branch?

If you accidentally use a code for a different MULTITUDE BANK P.L.C. location instead of the one in GZIRA, your money is rarely lost. Instead, the bank will usually perform a "manual repair" to route the funds to the correct account based on your IBAN. However, this manual intervention often incurs a small additional fee and can delay the deposit by 24 to 48 hours.

Is this the same as the IBAN for my account in GZIRA?

No. The SWIFT code FEMAMTMADCA identifies the MULTITUDE BANK P.L.C. branch in GZIRA, whereas your IBAN identifies your specific, individual bank account. For a successful international transfer, you must provide both pieces of information to the sender.