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The SWIFT code for BANCA POPOLARE DI SONDRIO is POSOIT22T2D

While the main BANCA POPOLARE DI SONDRIO SWIFT code (ending in XXX) can be used for general transfers, using the branch-specific code POSOIT22T2D ensures your funds are routed directly to the SONDRIO clearing system. This reduces manual processing at the head office and can speed up your transfer by up to 24 hours.

Bank Information
POSOIT22T2D
Bank Name BANCA POPOLARE DI SONDRIO
Bank Address 23100 SONDRIO (SO) IT
City SONDRIO
Postcode 23100
Country
🇮🇹 Italy
Bank Code POSO
Country Code IT
Location Code 22
Branch Code T2D
Data Verified: April 2026

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Sending Money to BANCA POPOLARE DI SONDRIO in SONDRIO

Follow these three steps to ensure your international wire transfer reaches the correct account at the SONDRIO branch without delays or hidden intermediary fees.

  1. Step 1: Collect Recipient Details. You will need the full legal name of the account holder and their IBAN (International Bank Account Number). For Italy, IBANs typically start with the prefix IT.
  2. Step 2: Enter the SWIFT/BIC Code. When prompted by your banking app or wire service, enter POSOIT22T2D. This unique 11-character identifier ensures the funds are routed specifically to the BANCA POPOLARE DI SONDRIO systems in SONDRIO.
  3. Step 3: Confirm the Transfer Method. If you are sending from within Europe, select SEPA for lower fees and faster delivery. For transfers from outside the EU (e.g., USA, India, or Australia), ensure you select SWIFT/International Wire and double-check if your bank requires an intermediary bank for Italy transactions.

Where can I find my SWIFT/BIC code?

You can find your SWIFT/BIC code in several easy-to-locate places:

  • On your bank statements, either printed or online.
  • Inside your online banking portal, under account information.
  • On your bank’s official website, usually in their international banking or FAQ section.
  • By directly contacting your bank’s customer service.

Online resources like SWIFT Codes Finder can be really helpful.

Example of transaction information

  1. Beneficiary Name: [Recipient Name]
  2. Bank: [Bank Name]
  3. SWIFT/BIC Code: [SWIFT Code]
  4. Bank Address: [Street, City, Country]
  5. Account Number/IBAN: [Account Number or IBAN]

Frequently Asked Questions

Should I use this specific code or the BANCA POPOLARE DI SONDRIO head office code?

While the BANCA POPOLARE DI SONDRIO head office code (ending in XXX) is often accepted, using POSOIT22T2D is the best way to ensure your money reaches the SONDRIO branch directly. By using the branch-specific code, you bypass the central sorting queue at the head office, which can often speed up the processing of your international transfer by a full business day.

Can I receive international payments at the branch in SONDRIO?

Yes, the office in SONDRIO is fully equipped to receive international wire transfers via the SWIFT network. To ensure the funds are credited correctly, you must provide the sender with the SWIFT/BIC code POSOIT22T2D and your full IBAN associated with your account at this location.

What is the correct address for a wire transfer to SONDRIO?

When you are asked for the "Beneficiary Bank Address" on a wire transfer form, you should provide the specific physical location in SONDRIO to ensure a smooth verification process:

BANCA POPOLARE DI SONDRIO
23100 SONDRIO (SO) IT, 23100, SONDRIO, Italy

How long does it take for money to arrive at this Italy location?

Typically, an international transfer to the branch in SONDRIO takes between 1 and 3 business days. To avoid delays, ensure the sender uses the specific code POSOIT22T2D. Transfers initiated on weekends or during local public holidays in Italy may take slightly longer to reflect in your account.

What happens if I use the SWIFT code for the wrong branch?

If you accidentally use a code for a different BANCA POPOLARE DI SONDRIO location instead of the one in SONDRIO, your money is rarely lost. Instead, the bank will usually perform a "manual repair" to route the funds to the correct account based on your IBAN. However, this manual intervention often incurs a small additional fee and can delay the deposit by 24 to 48 hours.

Is this the same as the IBAN for my account in SONDRIO?

No. The SWIFT code POSOIT22T2D identifies the BANCA POPOLARE DI SONDRIO branch in SONDRIO, whereas your IBAN identifies your specific, individual bank account. For a successful international transfer, you must provide both pieces of information to the sender.