The SWIFT code for CREDITO EMILIANO S.P.A. is BACRIT22BOL
While the main CREDITO EMILIANO S.P.A. SWIFT code (ending in XXX) can be used for general transfers, using the branch-specific code BACRIT22BOL ensures your funds are routed directly to the BOLOGNA clearing system. This reduces manual processing at the head office and can speed up your transfer by up to 24 hours.
| Bank Name | CREDITO EMILIANO SPA |
| Bank Address | VIA DELL'INDIPENDENZA, 20/G, 40121 BOLOGNA (BO) IT |
| City | BOLOGNA |
| Postcode | 40121 |
| Country | 🇮🇹 Italy |
| Bank Code | BACR |
| Country Code | IT |
| Location Code | 22 |
| Branch Code | BOL |
SWIFT Code Tools
Quickly locate any SWIFT/BIC code or verify the one you already have.
Sending money to family or friends shouldn’t be stressful. Understanding the fees and delivery times helps you feel confident about your transfer. At Remitly, we make the process simple, affordable, and secure. You’ll know the total cost and delivery time before completing your transfer. Choose a payment method that suits you, whether it’s a debit or credit card.
Get started nowSending Money to CREDITO EMILIANO S.P.A. in BOLOGNA
Follow these three steps to ensure your international wire transfer reaches the correct account at the BOLOGNA branch without delays or hidden intermediary fees.
- Step 1: Collect Recipient Details. You will need the full legal name of the account holder and their IBAN (International Bank Account Number). For Italy, IBANs typically start with the prefix IT.
- Step 2: Enter the SWIFT/BIC Code. When prompted by your banking app or wire service, enter BACRIT22BOL. This unique 11-character identifier ensures the funds are routed specifically to the CREDITO EMILIANO S.P.A. systems in BOLOGNA.
- Step 3: Confirm the Transfer Method. If you are sending from within Europe, select SEPA for lower fees and faster delivery. For transfers from outside the EU (e.g., USA, India, or Australia), ensure you select SWIFT/International Wire and double-check if your bank requires an intermediary bank for Italy transactions.
Where can I find my SWIFT/BIC code?
You can find your SWIFT/BIC code in several easy-to-locate places:
- On your bank statements, either printed or online.
- Inside your online banking portal, under account information.
- On your bank’s official website, usually in their international banking or FAQ section.
- By directly contacting your bank’s customer service.
Online resources like SWIFT Codes Finder can be really helpful.
Example of transaction information
- Beneficiary Name: [Recipient Name]
- Bank: [Bank Name]
- SWIFT/BIC Code: [SWIFT Code]
- Bank Address: [Street, City, Country]
- Account Number/IBAN: [Account Number or IBAN]
Frequently Asked Questions
Should I use this specific code or the CREDITO EMILIANO S.P.A. head office code?
While the CREDITO EMILIANO S.P.A. head office code (ending in XXX) is often accepted, using BACRIT22BOL is the best way to ensure your money reaches the BOLOGNA branch directly. By using the branch-specific code, you bypass the central sorting queue at the head office, which can often speed up the processing of your international transfer by a full business day.
Can I receive international payments at the branch in BOLOGNA?
Yes, the office in BOLOGNA is fully equipped to receive international wire transfers via the SWIFT network. To ensure the funds are credited correctly, you must provide the sender with the SWIFT/BIC code BACRIT22BOL and your full IBAN associated with your account at this location.
What is the correct address for a wire transfer to BOLOGNA?
When you are asked for the "Beneficiary Bank Address" on a wire transfer form, you should provide the specific physical location in BOLOGNA to ensure a smooth verification process:
CREDITO EMILIANO S.P.A.
VIA DELL'INDIPENDENZA, 20/G, 40121 BOLOGNA (BO) IT, 40121, BOLOGNA, Italy
How long does it take for money to arrive at this Italy location?
Typically, an international transfer to the branch in BOLOGNA takes between 1 and 3 business days. To avoid delays, ensure the sender uses the specific code BACRIT22BOL. Transfers initiated on weekends or during local public holidays in Italy may take slightly longer to reflect in your account.
What happens if I use the SWIFT code for the wrong branch?
If you accidentally use a code for a different CREDITO EMILIANO S.P.A. location instead of the one in BOLOGNA, your money is rarely lost. Instead, the bank will usually perform a "manual repair" to route the funds to the correct account based on your IBAN. However, this manual intervention often incurs a small additional fee and can delay the deposit by 24 to 48 hours.
Is this the same as the IBAN for my account in BOLOGNA?
No. The SWIFT code BACRIT22BOL identifies the CREDITO EMILIANO S.P.A. branch in BOLOGNA, whereas your IBAN identifies your specific, individual bank account. For a successful international transfer, you must provide both pieces of information to the sender.
SWIFT Codes for main Italy banks
Browse SWIFT Codes by Country
Looking for SWIFT codes in a specific country? Use this section to explore banks and financial institutions by region. Just select a country to view a full list of banks along with their verified SWIFT/BIC codes.