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The SWIFT code for BANCAPULIA SPA is APULIT31085

While the main BANCAPULIA SPA SWIFT code (ending in XXX) can be used for general transfers, using the branch-specific code APULIT31085 ensures your funds are routed directly to the GRAVINA IN PUGLIA clearing system. This reduces manual processing at the head office and can speed up your transfer by up to 24 hours.

Bank Information
APULIT31085
Bank Name BANCAPULIA SPA
Bank Address 70024 GRAVINA IN PUGLIA (BA) IT
City GRAVINA IN PUGLIA
Postcode 70024
Country
🇮🇹 Italy
Bank Code APUL
Country Code IT
Location Code 31
Branch Code 085
Data Verified: April 2026

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Sending Money to BANCAPULIA SPA in GRAVINA IN PUGLIA

Follow these three steps to ensure your international wire transfer reaches the correct account at the GRAVINA IN PUGLIA branch without delays or hidden intermediary fees.

  1. Step 1: Collect Recipient Details. You will need the full legal name of the account holder and their IBAN (International Bank Account Number). For Italy, IBANs typically start with the prefix IT.
  2. Step 2: Enter the SWIFT/BIC Code. When prompted by your banking app or wire service, enter APULIT31085. This unique 11-character identifier ensures the funds are routed specifically to the BANCAPULIA SPA systems in GRAVINA IN PUGLIA.
  3. Step 3: Confirm the Transfer Method. If you are sending from within Europe, select SEPA for lower fees and faster delivery. For transfers from outside the EU (e.g., USA, India, or Australia), ensure you select SWIFT/International Wire and double-check if your bank requires an intermediary bank for Italy transactions.

Where can I find my SWIFT/BIC code?

You can find your SWIFT/BIC code in several easy-to-locate places:

  • On your bank statements, either printed or online.
  • Inside your online banking portal, under account information.
  • On your bank’s official website, usually in their international banking or FAQ section.
  • By directly contacting your bank’s customer service.

Online resources like SWIFT Codes Finder can be really helpful.

Example of transaction information

  1. Beneficiary Name: [Recipient Name]
  2. Bank: [Bank Name]
  3. SWIFT/BIC Code: [SWIFT Code]
  4. Bank Address: [Street, City, Country]
  5. Account Number/IBAN: [Account Number or IBAN]

Frequently Asked Questions

Should I use this specific code or the BANCAPULIA SPA head office code?

While the BANCAPULIA SPA head office code (ending in XXX) is often accepted, using APULIT31085 is the best way to ensure your money reaches the GRAVINA IN PUGLIA branch directly. By using the branch-specific code, you bypass the central sorting queue at the head office, which can often speed up the processing of your international transfer by a full business day.

Can I receive international payments at the branch in GRAVINA IN PUGLIA?

Yes, the office in GRAVINA IN PUGLIA is fully equipped to receive international wire transfers via the SWIFT network. To ensure the funds are credited correctly, you must provide the sender with the SWIFT/BIC code APULIT31085 and your full IBAN associated with your account at this location.

What is the correct address for a wire transfer to GRAVINA IN PUGLIA?

When you are asked for the "Beneficiary Bank Address" on a wire transfer form, you should provide the specific physical location in GRAVINA IN PUGLIA to ensure a smooth verification process:

BANCAPULIA SPA
70024 GRAVINA IN PUGLIA (BA) IT, 70024, GRAVINA IN PUGLIA, Italy

How long does it take for money to arrive at this Italy location?

Typically, an international transfer to the branch in GRAVINA IN PUGLIA takes between 1 and 3 business days. To avoid delays, ensure the sender uses the specific code APULIT31085. Transfers initiated on weekends or during local public holidays in Italy may take slightly longer to reflect in your account.

What happens if I use the SWIFT code for the wrong branch?

If you accidentally use a code for a different BANCAPULIA SPA location instead of the one in GRAVINA IN PUGLIA, your money is rarely lost. Instead, the bank will usually perform a "manual repair" to route the funds to the correct account based on your IBAN. However, this manual intervention often incurs a small additional fee and can delay the deposit by 24 to 48 hours.

Is this the same as the IBAN for my account in GRAVINA IN PUGLIA?

No. The SWIFT code APULIT31085 identifies the BANCAPULIA SPA branch in GRAVINA IN PUGLIA, whereas your IBAN identifies your specific, individual bank account. For a successful international transfer, you must provide both pieces of information to the sender.