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The SWIFT code for HABIB BANK ZURICH (HONG KONG) LIMITED is HFLIHKHHKTX

While the main HABIB BANK ZURICH (HONG KONG) LIMITED SWIFT code (ending in XXX) can be used for general transfers, using the branch-specific code HFLIHKHHKTX ensures your funds are routed directly to the KWUN TONG clearing system. This reduces manual processing at the head office and can speed up your transfer by up to 24 hours.

Bank Information
HFLIHKHHKTX
Bank Name HABIB BANK ZURICH (HONG KONG) LIMITED
Bank Address UNIT 5, FLOOR 21, FUTURA PLAZA, 111-113 HOW MING STREET, KWUN TONG, KOWLOON
City KWUN TONG
Country
🇭🇰 Hong Kong
Bank Code HFLI
Country Code HK
Location Code HH
Branch Code KTX
Data Verified: June 2026

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Sending Money to HABIB BANK ZURICH (HONG KONG) LIMITED in KWUN TONG

Follow these three steps to ensure your international wire transfer reaches the correct account at the KWUN TONG branch without delays or hidden intermediary fees.

  1. Step 1: Collect Recipient Details. You will need the full legal name of the account holder and their IBAN (International Bank Account Number). For Hong Kong, IBANs typically start with the prefix HK.
  2. Step 2: Enter the SWIFT/BIC Code. When prompted by your banking app or wire service, enter HFLIHKHHKTX. This unique 11-character identifier ensures the funds are routed specifically to the HABIB BANK ZURICH (HONG KONG) LIMITED systems in KWUN TONG.
  3. Step 3: Confirm the Transfer Method. If you are sending from within Europe, select SEPA for lower fees and faster delivery. For transfers from outside the EU (e.g., USA, India, or Australia), ensure you select SWIFT/International Wire and double-check if your bank requires an intermediary bank for Hong Kong transactions.

Where can I find my SWIFT/BIC code?

You can find your SWIFT/BIC code in several easy-to-locate places:

  • On your bank statements, either printed or online.
  • Inside your online banking portal, under account information.
  • On your bank’s official website, usually in their international banking or FAQ section.
  • By directly contacting your bank’s customer service.

Online resources like SWIFT Codes Finder can be really helpful.

Example of transaction information

  1. Beneficiary Name: [Recipient Name]
  2. Bank: [Bank Name]
  3. SWIFT/BIC Code: [SWIFT Code]
  4. Bank Address: [Street, City, Country]
  5. Account Number/IBAN: [Account Number or IBAN]

Frequently Asked Questions

Should I use this specific code or the HABIB BANK ZURICH (HONG KONG) LIMITED head office code?

While the HABIB BANK ZURICH (HONG KONG) LIMITED head office code (ending in XXX) is often accepted, using HFLIHKHHKTX is the best way to ensure your money reaches the KWUN TONG branch directly. By using the branch-specific code, you bypass the central sorting queue at the head office, which can often speed up the processing of your international transfer by a full business day.

Can I receive international payments at the branch in KWUN TONG?

Yes, the office in KWUN TONG is fully equipped to receive international wire transfers via the SWIFT network. To ensure the funds are credited correctly, you must provide the sender with the SWIFT/BIC code HFLIHKHHKTX and your full IBAN associated with your account at this location.

What is the correct address for a wire transfer to KWUN TONG?

When you are asked for the "Beneficiary Bank Address" on a wire transfer form, you should provide the specific physical location in KWUN TONG to ensure a smooth verification process:

HABIB BANK ZURICH (HONG KONG) LIMITED
UNIT 5, FLOOR 21, FUTURA PLAZA, 111-113 HOW MING STREET, KWUN TONG, KOWLOON, KWUN TONG, Hong Kong

How long does it take for money to arrive at this Hong Kong location?

Typically, an international transfer to the branch in KWUN TONG takes between 1 and 3 business days. To avoid delays, ensure the sender uses the specific code HFLIHKHHKTX. Transfers initiated on weekends or during local public holidays in Hong Kong may take slightly longer to reflect in your account.

What happens if I use the SWIFT code for the wrong branch?

If you accidentally use a code for a different HABIB BANK ZURICH (HONG KONG) LIMITED location instead of the one in KWUN TONG, your money is rarely lost. Instead, the bank will usually perform a "manual repair" to route the funds to the correct account based on your IBAN. However, this manual intervention often incurs a small additional fee and can delay the deposit by 24 to 48 hours.

Is this the same as the IBAN for my account in KWUN TONG?

No. The SWIFT code HFLIHKHHKTX identifies the HABIB BANK ZURICH (HONG KONG) LIMITED branch in KWUN TONG, whereas your IBAN identifies your specific, individual bank account. For a successful international transfer, you must provide both pieces of information to the sender.