Back to bank MIDLGGS101A

The SWIFT code for HSBC BANK PLC is MIDLGGS101A

While the main HSBC BANK PLC SWIFT code (ending in XXX) can be used for general transfers, using the branch-specific code MIDLGGS101A ensures your funds are routed directly to the ST. PETER PORT clearing system. This reduces manual processing at the head office and can speed up your transfer by up to 24 hours.

Bank Information
MIDLGGS101A
Bank Name HSBC BANK PLC
Bank Address ST. PETER PORT, ST. PETER PORT
City ST. PETER PORT
Country
🇬🇬 Guernsey
Bank Code MIDL
Country Code GG
Location Code S1
Branch Code 01A
Data Verified: May 2026

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Sending Money to HSBC BANK PLC in ST. PETER PORT

Follow these three steps to ensure your international wire transfer reaches the correct account at the ST. PETER PORT branch without delays or hidden intermediary fees.

  1. Step 1: Collect Recipient Details. You will need the full legal name of the account holder and their IBAN (International Bank Account Number). For Guernsey, IBANs typically start with the prefix GG.
  2. Step 2: Enter the SWIFT/BIC Code. When prompted by your banking app or wire service, enter MIDLGGS101A. This unique 11-character identifier ensures the funds are routed specifically to the HSBC BANK PLC systems in ST. PETER PORT.
  3. Step 3: Confirm the Transfer Method. If you are sending from within Europe, select SEPA for lower fees and faster delivery. For transfers from outside the EU (e.g., USA, India, or Australia), ensure you select SWIFT/International Wire and double-check if your bank requires an intermediary bank for Guernsey transactions.

Where can I find my SWIFT/BIC code?

You can find your SWIFT/BIC code in several easy-to-locate places:

  • On your bank statements, either printed or online.
  • Inside your online banking portal, under account information.
  • On your bank’s official website, usually in their international banking or FAQ section.
  • By directly contacting your bank’s customer service.

Online resources like SWIFT Codes Finder can be really helpful.

Example of transaction information

  1. Beneficiary Name: [Recipient Name]
  2. Bank: [Bank Name]
  3. SWIFT/BIC Code: [SWIFT Code]
  4. Bank Address: [Street, City, Country]
  5. Account Number/IBAN: [Account Number or IBAN]

Frequently Asked Questions

Should I use this specific code or the HSBC BANK PLC head office code?

While the HSBC BANK PLC head office code (ending in XXX) is often accepted, using MIDLGGS101A is the best way to ensure your money reaches the ST. PETER PORT branch directly. By using the branch-specific code, you bypass the central sorting queue at the head office, which can often speed up the processing of your international transfer by a full business day.

Can I receive international payments at the branch in ST. PETER PORT?

Yes, the office in ST. PETER PORT is fully equipped to receive international wire transfers via the SWIFT network. To ensure the funds are credited correctly, you must provide the sender with the SWIFT/BIC code MIDLGGS101A and your full IBAN associated with your account at this location.

What is the correct address for a wire transfer to ST. PETER PORT?

When you are asked for the "Beneficiary Bank Address" on a wire transfer form, you should provide the specific physical location in ST. PETER PORT to ensure a smooth verification process:

HSBC BANK PLC
ST. PETER PORT, ST. PETER PORT, ST. PETER PORT, Guernsey

How long does it take for money to arrive at this Guernsey location?

Typically, an international transfer to the branch in ST. PETER PORT takes between 1 and 3 business days. To avoid delays, ensure the sender uses the specific code MIDLGGS101A. Transfers initiated on weekends or during local public holidays in Guernsey may take slightly longer to reflect in your account.

What happens if I use the SWIFT code for the wrong branch?

If you accidentally use a code for a different HSBC BANK PLC location instead of the one in ST. PETER PORT, your money is rarely lost. Instead, the bank will usually perform a "manual repair" to route the funds to the correct account based on your IBAN. However, this manual intervention often incurs a small additional fee and can delay the deposit by 24 to 48 hours.

Is this the same as the IBAN for my account in ST. PETER PORT?

No. The SWIFT code MIDLGGS101A identifies the HSBC BANK PLC branch in ST. PETER PORT, whereas your IBAN identifies your specific, individual bank account. For a successful international transfer, you must provide both pieces of information to the sender.