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The SWIFT code for ATTICA BANK SA (FORMERLY PANCRETA BANK S.A.) is STPGGRAAI01

While the main ATTICA BANK SA (FORMERLY PANCRETA BANK S.A.) SWIFT code (ending in XXX) can be used for general transfers, using the branch-specific code STPGGRAAI01 ensures your funds are routed directly to the HERAKLION clearing system. This reduces manual processing at the head office and can speed up your transfer by up to 24 hours.

Bank Information
STPGGRAAI01
Bank Name ATTICA BANK SA (FORMERLY PANCRETA BANK S.A.)
Bank Address 5 IKAROU AVENUE, HERAKLION, CRETE, 711 10
City HERAKLION
Postcode 711 10
Country
🇬🇷 Greece
Bank Code STPG
Country Code GR
Location Code AA
Branch Code I01
Data Verified: May 2026

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Sending Money to ATTICA BANK SA (FORMERLY PANCRETA BANK S.A.) in HERAKLION

Follow these three steps to ensure your international wire transfer reaches the correct account at the HERAKLION branch without delays or hidden intermediary fees.

  1. Step 1: Collect Recipient Details. You will need the full legal name of the account holder and their IBAN (International Bank Account Number). For Greece, IBANs typically start with the prefix GR.
  2. Step 2: Enter the SWIFT/BIC Code. When prompted by your banking app or wire service, enter STPGGRAAI01. This unique 11-character identifier ensures the funds are routed specifically to the ATTICA BANK SA (FORMERLY PANCRETA BANK S.A.) systems in HERAKLION.
  3. Step 3: Confirm the Transfer Method. If you are sending from within Europe, select SEPA for lower fees and faster delivery. For transfers from outside the EU (e.g., USA, India, or Australia), ensure you select SWIFT/International Wire and double-check if your bank requires an intermediary bank for Greece transactions.

Where can I find my SWIFT/BIC code?

You can find your SWIFT/BIC code in several easy-to-locate places:

  • On your bank statements, either printed or online.
  • Inside your online banking portal, under account information.
  • On your bank’s official website, usually in their international banking or FAQ section.
  • By directly contacting your bank’s customer service.

Online resources like SWIFT Codes Finder can be really helpful.

Example of transaction information

  1. Beneficiary Name: [Recipient Name]
  2. Bank: [Bank Name]
  3. SWIFT/BIC Code: [SWIFT Code]
  4. Bank Address: [Street, City, Country]
  5. Account Number/IBAN: [Account Number or IBAN]

Frequently Asked Questions

Should I use this specific code or the ATTICA BANK SA (FORMERLY PANCRETA BANK S.A.) head office code?

While the ATTICA BANK SA (FORMERLY PANCRETA BANK S.A.) head office code (ending in XXX) is often accepted, using STPGGRAAI01 is the best way to ensure your money reaches the HERAKLION branch directly. By using the branch-specific code, you bypass the central sorting queue at the head office, which can often speed up the processing of your international transfer by a full business day.

Can I receive international payments at the branch in HERAKLION?

Yes, the office in HERAKLION is fully equipped to receive international wire transfers via the SWIFT network. To ensure the funds are credited correctly, you must provide the sender with the SWIFT/BIC code STPGGRAAI01 and your full IBAN associated with your account at this location.

What is the correct address for a wire transfer to HERAKLION?

When you are asked for the "Beneficiary Bank Address" on a wire transfer form, you should provide the specific physical location in HERAKLION to ensure a smooth verification process:

ATTICA BANK SA (FORMERLY PANCRETA BANK S.A.)
5 IKAROU AVENUE, HERAKLION, CRETE, 711 10, 711 10, HERAKLION, Greece

How long does it take for money to arrive at this Greece location?

Typically, an international transfer to the branch in HERAKLION takes between 1 and 3 business days. To avoid delays, ensure the sender uses the specific code STPGGRAAI01. Transfers initiated on weekends or during local public holidays in Greece may take slightly longer to reflect in your account.

What happens if I use the SWIFT code for the wrong branch?

If you accidentally use a code for a different ATTICA BANK SA (FORMERLY PANCRETA BANK S.A.) location instead of the one in HERAKLION, your money is rarely lost. Instead, the bank will usually perform a "manual repair" to route the funds to the correct account based on your IBAN. However, this manual intervention often incurs a small additional fee and can delay the deposit by 24 to 48 hours.

Is this the same as the IBAN for my account in HERAKLION?

No. The SWIFT code STPGGRAAI01 identifies the ATTICA BANK SA (FORMERLY PANCRETA BANK S.A.) branch in HERAKLION, whereas your IBAN identifies your specific, individual bank account. For a successful international transfer, you must provide both pieces of information to the sender.