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The SWIFT code for SOCIETE GENERALE GHANA PLC is SSEBGHACKSI

While the main SOCIETE GENERALE GHANA PLC SWIFT code (ending in XXX) can be used for general transfers, using the branch-specific code SSEBGHACKSI ensures your funds are routed directly to the KUMASI clearing system. This reduces manual processing at the head office and can speed up your transfer by up to 24 hours.

Bank Information
SSEBGHACKSI
Bank Name SOCIETE GENERALE GHANA PLC
Bank Address KUMASI, ASHANTI
City KUMASI
Country
🇬🇭 Ghana
Bank Code SSEB
Country Code GH
Location Code AC
Branch Code KSI
Data Verified: May 2026

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Sending Money to SOCIETE GENERALE GHANA PLC in KUMASI

Follow these three steps to ensure your international wire transfer reaches the correct account at the KUMASI branch without delays or hidden intermediary fees.

  1. Step 1: Collect Recipient Details. You will need the full legal name of the account holder and their IBAN (International Bank Account Number). For Ghana, IBANs typically start with the prefix GH.
  2. Step 2: Enter the SWIFT/BIC Code. When prompted by your banking app or wire service, enter SSEBGHACKSI. This unique 11-character identifier ensures the funds are routed specifically to the SOCIETE GENERALE GHANA PLC systems in KUMASI.
  3. Step 3: Confirm the Transfer Method. If you are sending from within Europe, select SEPA for lower fees and faster delivery. For transfers from outside the EU (e.g., USA, India, or Australia), ensure you select SWIFT/International Wire and double-check if your bank requires an intermediary bank for Ghana transactions.

Where can I find my SWIFT/BIC code?

You can find your SWIFT/BIC code in several easy-to-locate places:

  • On your bank statements, either printed or online.
  • Inside your online banking portal, under account information.
  • On your bank’s official website, usually in their international banking or FAQ section.
  • By directly contacting your bank’s customer service.

Online resources like SWIFT Codes Finder can be really helpful.

Example of transaction information

  1. Beneficiary Name: [Recipient Name]
  2. Bank: [Bank Name]
  3. SWIFT/BIC Code: [SWIFT Code]
  4. Bank Address: [Street, City, Country]
  5. Account Number/IBAN: [Account Number or IBAN]

Frequently Asked Questions

Should I use this specific code or the SOCIETE GENERALE GHANA PLC head office code?

While the SOCIETE GENERALE GHANA PLC head office code (ending in XXX) is often accepted, using SSEBGHACKSI is the best way to ensure your money reaches the KUMASI branch directly. By using the branch-specific code, you bypass the central sorting queue at the head office, which can often speed up the processing of your international transfer by a full business day.

Can I receive international payments at the branch in KUMASI?

Yes, the office in KUMASI is fully equipped to receive international wire transfers via the SWIFT network. To ensure the funds are credited correctly, you must provide the sender with the SWIFT/BIC code SSEBGHACKSI and your full IBAN associated with your account at this location.

What is the correct address for a wire transfer to KUMASI?

When you are asked for the "Beneficiary Bank Address" on a wire transfer form, you should provide the specific physical location in KUMASI to ensure a smooth verification process:

SOCIETE GENERALE GHANA PLC
KUMASI, ASHANTI, KUMASI, Ghana

How long does it take for money to arrive at this Ghana location?

Typically, an international transfer to the branch in KUMASI takes between 1 and 3 business days. To avoid delays, ensure the sender uses the specific code SSEBGHACKSI. Transfers initiated on weekends or during local public holidays in Ghana may take slightly longer to reflect in your account.

What happens if I use the SWIFT code for the wrong branch?

If you accidentally use a code for a different SOCIETE GENERALE GHANA PLC location instead of the one in KUMASI, your money is rarely lost. Instead, the bank will usually perform a "manual repair" to route the funds to the correct account based on your IBAN. However, this manual intervention often incurs a small additional fee and can delay the deposit by 24 to 48 hours.

Is this the same as the IBAN for my account in KUMASI?

No. The SWIFT code SSEBGHACKSI identifies the SOCIETE GENERALE GHANA PLC branch in KUMASI, whereas your IBAN identifies your specific, individual bank account. For a successful international transfer, you must provide both pieces of information to the sender.