The SWIFT code for BANQUE FRANCAISE MUTUALISTE is FEMUFR21BDF
While the main BANQUE FRANCAISE MUTUALISTE SWIFT code (ending in XXX) can be used for general transfers, using the branch-specific code FEMUFR21BDF ensures your funds are routed directly to the CHARENTON-LE-PONT clearing system. This reduces manual processing at the head office and can speed up your transfer by up to 24 hours.
| Bank Name | BANQUE FRANCAISE MUTUALISTE |
| Bank Address | 1 PLACE DES MARSEILLAIS, CHARENTON-LE-PONT, VAL-DE-MARNE, 94220 |
| City | CHARENTON-LE-PONT |
| Postcode | 94220 |
| Country | 🇫🇷 France |
| Bank Code | FEMU |
| Country Code | FR |
| Location Code | 21 |
| Branch Code | BDF |
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Sending money to family or friends shouldn’t be stressful. Understanding the fees and delivery times helps you feel confident about your transfer. At Remitly, we make the process simple, affordable, and secure. You’ll know the total cost and delivery time before completing your transfer. Choose a payment method that suits you, whether it’s a debit or credit card.
Get started nowSending Money to BANQUE FRANCAISE MUTUALISTE in CHARENTON-LE-PONT
Follow these three steps to ensure your international wire transfer reaches the correct account at the CHARENTON-LE-PONT branch without delays or hidden intermediary fees.
- Step 1: Collect Recipient Details. You will need the full legal name of the account holder and their IBAN (International Bank Account Number). For France, IBANs typically start with the prefix FR.
- Step 2: Enter the SWIFT/BIC Code. When prompted by your banking app or wire service, enter FEMUFR21BDF. This unique 11-character identifier ensures the funds are routed specifically to the BANQUE FRANCAISE MUTUALISTE systems in CHARENTON-LE-PONT.
- Step 3: Confirm the Transfer Method. If you are sending from within Europe, select SEPA for lower fees and faster delivery. For transfers from outside the EU (e.g., USA, India, or Australia), ensure you select SWIFT/International Wire and double-check if your bank requires an intermediary bank for France transactions.
Where can I find my SWIFT/BIC code?
You can find your SWIFT/BIC code in several easy-to-locate places:
- On your bank statements, either printed or online.
- Inside your online banking portal, under account information.
- On your bank’s official website, usually in their international banking or FAQ section.
- By directly contacting your bank’s customer service.
Online resources like SWIFT Codes Finder can be really helpful.
Example of transaction information
- Beneficiary Name: [Recipient Name]
- Bank: [Bank Name]
- SWIFT/BIC Code: [SWIFT Code]
- Bank Address: [Street, City, Country]
- Account Number/IBAN: [Account Number or IBAN]
Frequently Asked Questions
Should I use this specific code or the BANQUE FRANCAISE MUTUALISTE head office code?
While the BANQUE FRANCAISE MUTUALISTE head office code (ending in XXX) is often accepted, using FEMUFR21BDF is the best way to ensure your money reaches the CHARENTON-LE-PONT branch directly. By using the branch-specific code, you bypass the central sorting queue at the head office, which can often speed up the processing of your international transfer by a full business day.
Can I receive international payments at the branch in CHARENTON-LE-PONT?
Yes, the office in CHARENTON-LE-PONT is fully equipped to receive international wire transfers via the SWIFT network. To ensure the funds are credited correctly, you must provide the sender with the SWIFT/BIC code FEMUFR21BDF and your full IBAN associated with your account at this location.
What is the correct address for a wire transfer to CHARENTON-LE-PONT?
When you are asked for the "Beneficiary Bank Address" on a wire transfer form, you should provide the specific physical location in CHARENTON-LE-PONT to ensure a smooth verification process:
BANQUE FRANCAISE MUTUALISTE
1 PLACE DES MARSEILLAIS, CHARENTON-LE-PONT, VAL-DE-MARNE, 94220, 94220, CHARENTON-LE-PONT, France
How long does it take for money to arrive at this France location?
Typically, an international transfer to the branch in CHARENTON-LE-PONT takes between 1 and 3 business days. To avoid delays, ensure the sender uses the specific code FEMUFR21BDF. Transfers initiated on weekends or during local public holidays in France may take slightly longer to reflect in your account.
What happens if I use the SWIFT code for the wrong branch?
If you accidentally use a code for a different BANQUE FRANCAISE MUTUALISTE location instead of the one in CHARENTON-LE-PONT, your money is rarely lost. Instead, the bank will usually perform a "manual repair" to route the funds to the correct account based on your IBAN. However, this manual intervention often incurs a small additional fee and can delay the deposit by 24 to 48 hours.
Is this the same as the IBAN for my account in CHARENTON-LE-PONT?
No. The SWIFT code FEMUFR21BDF identifies the BANQUE FRANCAISE MUTUALISTE branch in CHARENTON-LE-PONT, whereas your IBAN identifies your specific, individual bank account. For a successful international transfer, you must provide both pieces of information to the sender.
SWIFT Codes for main France banks
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