SWIFT Code for BMW FINANCE in France
BMLEFR21XXX
The primary BIC/SWIFT code for BMW FINANCE in France is BMLEFR21XXX. This code is used to identify the bank as a whole during international financial transactions.
| Bank Name | BMW FINANCE |
| Bank Address | IMMEUBLE LE GERSHWIN, 1 RUE ARNOLD S, QUARTIER DES SAULES, GUYANCOURT, YVELINES, 78180 |
| City | GUYANCOURT |
| Postcode | 78180 |
| Country | 🇫🇷 France |
| Bank Code | BMLE |
| Country Code | FR |
| Location Code | 21 |
| Branch Code | XXX |
Find out why millions worldwide trust Remitly
Guaranteed Delivery
Your satisfaction is our priority - if your transfer isn’t delivered on schedule, you’ll get a full refund of our service fees.
Flexible Transfers
Send money your way from Poland - whether it’s direct to a bank account, to a mobile wallet, or for cash collection at a local pickup point.
Advanced Protection
Rest easy knowing your transfers are protected by industry-leading security measures and encryption technology.
SWIFT Code Tools
Quickly locate any SWIFT/BIC code or verify the one you already have.
Sending Money to BMW FINANCE in GUYANCOURT
Follow these three steps to ensure your international wire transfer reaches the correct account at the GUYANCOURT branch without delays or hidden intermediary fees.
- Step 1: Collect Recipient Details. You will need the full legal name of the account holder and their IBAN (International Bank Account Number). For France, IBANs typically start with the prefix FR.
- Step 2: Enter the SWIFT/BIC Code. When prompted by your banking app or wire service, enter BMLEFR21XXX. This unique 11-character identifier ensures the funds are routed specifically to the BMW FINANCE systems in GUYANCOURT.
- Step 3: Confirm the Transfer Method. If you are sending from within Europe, select SEPA for lower fees and faster delivery. For transfers from outside the EU (e.g., USA, India, or Australia), ensure you select SWIFT/International Wire and double-check if your bank requires an intermediary bank for France transactions.
Where can I find my SWIFT/BIC code?
You can find your SWIFT/BIC code in several easy-to-locate places:
- On your bank statements, either printed or online.
- Inside your online banking portal, under account information.
- On your bank’s official website, usually in their international banking or FAQ section.
- By directly contacting your bank’s customer service.
Online resources like SWIFT Codes Finder can be really helpful.
Example of transaction information
- Beneficiary Name: [Recipient Name]
- Bank: [Bank Name]
- SWIFT/BIC Code: [SWIFT Code]
- Bank Address: [Street, City, Country]
- Account Number/IBAN: [Account Number or IBAN]
Frequently Asked Questions
Is BMLEFR21XXX the correct code for all BMW FINANCE branches?
No. While many banks use a "Head Office" code ending in XXX, the code BMLEFR21XXX is specifically assigned to the GUYANCOURT location. Using this specific 11-character code helps the bank’s automated systems credit the recipient’s account faster than using a generic national code.
Can I use this code for a SEPA transfer to France?
Yes. If you are sending Euro-denominated funds from another SEPA-member country, you can use this BIC/SWIFT code alongside the recipient’s IBAN. However, most modern European banks only require the IBAN to route SEPA payments automatically.
How long does a transfer to BMW FINANCE usually take?
International transfers to BMW FINANCE using the SWIFT network typically take 1 to 3 business days. Factors that can cause delays include:
- Time zone differences between the sender and France.
- Local public holidays in France.
- Required "Know Your Customer" (KYC) checks for large amounts.
Are there fees for receiving money at the GUYANCOURT branch?
Most banks in France charge an "Incoming Wire Fee" for international transfers. For BMW FINANCE, these fees vary based on the account type but typically range from a small flat fee to a percentage of the total. It is recommended to send funds using the "OUR" instruction if you want the recipient to receive the exact amount sent.
What happens if I use the wrong SWIFT code?
If you use a code for a different branch of BMW FINANCE, the money will usually still arrive but may be delayed by 24–48 hours as it is manually rerouted. If you enter a completely incorrect code, the funds will likely be returned to your account within 5–10 business days, minus any processing fees.
Do I need a BMW FINANCE SWIFT code for international money transfers?
Yes. If you are sending money from abroad to an account at BMW FINANCE, you will almost certainly need their SWIFT code (also known as a BIC).
The SWIFT code BMLEFR21XXX acts as a digital address for the GUYANCOURT branch. Without it, the sending bank won’t know which specific institution in France should receive the funds, which often leads to the transfer being rejected or stuck in "limbo". However, the requirements change slightly depending on where the money is coming from:
- Transfers from outside the EU/EEA (e.g., USA, Canada, India): A SWIFT code is mandatory. You must provide BMLEFR21XXX along with the recipient’s name and IBAN.
- Transfers from within Europe (SEPA): If the sender is in a SEPA-member country, many modern banks only require the IBAN. However, providing the SWIFT code BMLEFR21XXX is still recommended as a backup to ensure the transfer is routed instantly to the GUYANCOURT branch.
- Domestic Transfers: If you are sending money from another bank inside France, you typically do not need a SWIFT code; a local account number or IBAN is sufficient.
Pro Tip: Always double-check the 8th and 11th characters. For BMW FINANCE, using the specific branch code BMLEFR21XXX instead of the generic head office code ensures the money hits the correct local ledger in GUYANCOURT without manual intervention.
SWIFT Codes for main France banks
Browse SWIFT Codes by Country
Looking for SWIFT codes in a specific country? Use this section to explore banks and financial institutions by region. Just select a country to view a full list of banks along with their verified SWIFT/BIC codes.