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The SWIFT code for BANQUE DE FRANCE is BDFEFR2T104

While the main BANQUE DE FRANCE SWIFT code (ending in XXX) can be used for general transfers, using the branch-specific code BDFEFR2T104 ensures your funds are routed directly to the PARIS clearing system. This reduces manual processing at the head office and can speed up your transfer by up to 24 hours.

Bank Information
BDFEFR2T104
Bank Name BANQUE DE FRANCE
Bank Address 39 RUE CROIX DES PETITS CHAMPS, PARIS, PARIS, 75001
City PARIS
Postcode 75001
Country
🇫🇷 France
Bank Code BDFE
Country Code FR
Location Code 2T
Branch Code 104
Data Verified: May 2026

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Sending Money to BANQUE DE FRANCE in PARIS

Follow these three steps to ensure your international wire transfer reaches the correct account at the PARIS branch without delays or hidden intermediary fees.

  1. Step 1: Collect Recipient Details. You will need the full legal name of the account holder and their IBAN (International Bank Account Number). For France, IBANs typically start with the prefix FR.
  2. Step 2: Enter the SWIFT/BIC Code. When prompted by your banking app or wire service, enter BDFEFR2T104. This unique 11-character identifier ensures the funds are routed specifically to the BANQUE DE FRANCE systems in PARIS.
  3. Step 3: Confirm the Transfer Method. If you are sending from within Europe, select SEPA for lower fees and faster delivery. For transfers from outside the EU (e.g., USA, India, or Australia), ensure you select SWIFT/International Wire and double-check if your bank requires an intermediary bank for France transactions.

Where can I find my SWIFT/BIC code?

You can find your SWIFT/BIC code in several easy-to-locate places:

  • On your bank statements, either printed or online.
  • Inside your online banking portal, under account information.
  • On your bank’s official website, usually in their international banking or FAQ section.
  • By directly contacting your bank’s customer service.

Online resources like SWIFT Codes Finder can be really helpful.

Example of transaction information

  1. Beneficiary Name: [Recipient Name]
  2. Bank: [Bank Name]
  3. SWIFT/BIC Code: [SWIFT Code]
  4. Bank Address: [Street, City, Country]
  5. Account Number/IBAN: [Account Number or IBAN]

Frequently Asked Questions

Should I use this specific code or the BANQUE DE FRANCE head office code?

While the BANQUE DE FRANCE head office code (ending in XXX) is often accepted, using BDFEFR2T104 is the best way to ensure your money reaches the PARIS branch directly. By using the branch-specific code, you bypass the central sorting queue at the head office, which can often speed up the processing of your international transfer by a full business day.

Can I receive international payments at the branch in PARIS?

Yes, the office in PARIS is fully equipped to receive international wire transfers via the SWIFT network. To ensure the funds are credited correctly, you must provide the sender with the SWIFT/BIC code BDFEFR2T104 and your full IBAN associated with your account at this location.

What is the correct address for a wire transfer to PARIS?

When you are asked for the "Beneficiary Bank Address" on a wire transfer form, you should provide the specific physical location in PARIS to ensure a smooth verification process:

BANQUE DE FRANCE
39 RUE CROIX DES PETITS CHAMPS, PARIS, PARIS, 75001, 75001, PARIS, France

How long does it take for money to arrive at this France location?

Typically, an international transfer to the branch in PARIS takes between 1 and 3 business days. To avoid delays, ensure the sender uses the specific code BDFEFR2T104. Transfers initiated on weekends or during local public holidays in France may take slightly longer to reflect in your account.

What happens if I use the SWIFT code for the wrong branch?

If you accidentally use a code for a different BANQUE DE FRANCE location instead of the one in PARIS, your money is rarely lost. Instead, the bank will usually perform a "manual repair" to route the funds to the correct account based on your IBAN. However, this manual intervention often incurs a small additional fee and can delay the deposit by 24 to 48 hours.

Is this the same as the IBAN for my account in PARIS?

No. The SWIFT code BDFEFR2T104 identifies the BANQUE DE FRANCE branch in PARIS, whereas your IBAN identifies your specific, individual bank account. For a successful international transfer, you must provide both pieces of information to the sender.