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The SWIFT code for BANCO BAC SAN JOSE is BSNJCRSJDPR

While the main BANCO BAC SAN JOSE SWIFT code (ending in XXX) can be used for general transfers, using the branch-specific code BSNJCRSJDPR ensures your funds are routed directly to the SAN JOSE clearing system. This reduces manual processing at the head office and can speed up your transfer by up to 24 hours.

Bank Information
BSNJCRSJDPR
Bank Name BANCO BAC SAN JOSE
Bank Address AV. CALLE 3 Y 5, SAN JOSE, SAN JOSE, 10104
City SAN JOSE
Postcode 10104
Country
🇨🇷 Costa Rica
Bank Code BSNJ
Country Code CR
Location Code SJ
Branch Code DPR
Data Verified: May 2026

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Sending Money to BANCO BAC SAN JOSE in SAN JOSE

Follow these three steps to ensure your international wire transfer reaches the correct account at the SAN JOSE branch without delays or hidden intermediary fees.

  1. Step 1: Collect Recipient Details. You will need the full legal name of the account holder and their IBAN (International Bank Account Number). For Costa Rica, IBANs typically start with the prefix CR.
  2. Step 2: Enter the SWIFT/BIC Code. When prompted by your banking app or wire service, enter BSNJCRSJDPR. This unique 11-character identifier ensures the funds are routed specifically to the BANCO BAC SAN JOSE systems in SAN JOSE.
  3. Step 3: Confirm the Transfer Method. If you are sending from within Europe, select SEPA for lower fees and faster delivery. For transfers from outside the EU (e.g., USA, India, or Australia), ensure you select SWIFT/International Wire and double-check if your bank requires an intermediary bank for Costa Rica transactions.

Where can I find my SWIFT/BIC code?

You can find your SWIFT/BIC code in several easy-to-locate places:

  • On your bank statements, either printed or online.
  • Inside your online banking portal, under account information.
  • On your bank’s official website, usually in their international banking or FAQ section.
  • By directly contacting your bank’s customer service.

Online resources like SWIFT Codes Finder can be really helpful.

Example of transaction information

  1. Beneficiary Name: [Recipient Name]
  2. Bank: [Bank Name]
  3. SWIFT/BIC Code: [SWIFT Code]
  4. Bank Address: [Street, City, Country]
  5. Account Number/IBAN: [Account Number or IBAN]

Frequently Asked Questions

Should I use this specific code or the BANCO BAC SAN JOSE head office code?

While the BANCO BAC SAN JOSE head office code (ending in XXX) is often accepted, using BSNJCRSJDPR is the best way to ensure your money reaches the SAN JOSE branch directly. By using the branch-specific code, you bypass the central sorting queue at the head office, which can often speed up the processing of your international transfer by a full business day.

Can I receive international payments at the branch in SAN JOSE?

Yes, the office in SAN JOSE is fully equipped to receive international wire transfers via the SWIFT network. To ensure the funds are credited correctly, you must provide the sender with the SWIFT/BIC code BSNJCRSJDPR and your full IBAN associated with your account at this location.

What is the correct address for a wire transfer to SAN JOSE?

When you are asked for the "Beneficiary Bank Address" on a wire transfer form, you should provide the specific physical location in SAN JOSE to ensure a smooth verification process:

BANCO BAC SAN JOSE
AV. CALLE 3 Y 5, SAN JOSE, SAN JOSE, 10104, 10104, SAN JOSE, Costa Rica

How long does it take for money to arrive at this Costa Rica location?

Typically, an international transfer to the branch in SAN JOSE takes between 1 and 3 business days. To avoid delays, ensure the sender uses the specific code BSNJCRSJDPR. Transfers initiated on weekends or during local public holidays in Costa Rica may take slightly longer to reflect in your account.

What happens if I use the SWIFT code for the wrong branch?

If you accidentally use a code for a different BANCO BAC SAN JOSE location instead of the one in SAN JOSE, your money is rarely lost. Instead, the bank will usually perform a "manual repair" to route the funds to the correct account based on your IBAN. However, this manual intervention often incurs a small additional fee and can delay the deposit by 24 to 48 hours.

Is this the same as the IBAN for my account in SAN JOSE?

No. The SWIFT code BSNJCRSJDPR identifies the BANCO BAC SAN JOSE branch in SAN JOSE, whereas your IBAN identifies your specific, individual bank account. For a successful international transfer, you must provide both pieces of information to the sender.