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The SWIFT code for BANCO MERCANTIL SANTA CRUZ S.A. is MERBBOLXSCZ

While the main BANCO MERCANTIL SANTA CRUZ S.A. SWIFT code (ending in XXX) can be used for general transfers, using the branch-specific code MERBBOLXSCZ ensures your funds are routed directly to the SANTA CRUZ DE LA SIERRA clearing system. This reduces manual processing at the head office and can speed up your transfer by up to 24 hours.

Bank Information
MERBBOLXSCZ
Bank Name BANCO MERCANTIL SANTA CRUZ S.A.
Bank Address RENE MORENO EQUINA S. DE FIGUEROA, SANTA CRUZ DE LA SIERRA, ANDRES, IBANEZ
City SANTA CRUZ DE LA SIERRA
Country
🇧🇴 Bolivia
Bank Code MERB
Country Code BO
Location Code LX
Branch Code SCZ
Data Verified: May 2026

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Sending Money to BANCO MERCANTIL SANTA CRUZ S.A. in SANTA CRUZ DE LA SIERRA

Follow these three steps to ensure your international wire transfer reaches the correct account at the SANTA CRUZ DE LA SIERRA branch without delays or hidden intermediary fees.

  1. Step 1: Collect Recipient Details. You will need the full legal name of the account holder and their IBAN (International Bank Account Number). For Bolivia, IBANs typically start with the prefix BO.
  2. Step 2: Enter the SWIFT/BIC Code. When prompted by your banking app or wire service, enter MERBBOLXSCZ. This unique 11-character identifier ensures the funds are routed specifically to the BANCO MERCANTIL SANTA CRUZ S.A. systems in SANTA CRUZ DE LA SIERRA.
  3. Step 3: Confirm the Transfer Method. If you are sending from within Europe, select SEPA for lower fees and faster delivery. For transfers from outside the EU (e.g., USA, India, or Australia), ensure you select SWIFT/International Wire and double-check if your bank requires an intermediary bank for Bolivia transactions.

Where can I find my SWIFT/BIC code?

You can find your SWIFT/BIC code in several easy-to-locate places:

  • On your bank statements, either printed or online.
  • Inside your online banking portal, under account information.
  • On your bank’s official website, usually in their international banking or FAQ section.
  • By directly contacting your bank’s customer service.

Online resources like SWIFT Codes Finder can be really helpful.

Example of transaction information

  1. Beneficiary Name: [Recipient Name]
  2. Bank: [Bank Name]
  3. SWIFT/BIC Code: [SWIFT Code]
  4. Bank Address: [Street, City, Country]
  5. Account Number/IBAN: [Account Number or IBAN]

Frequently Asked Questions

Should I use this specific code or the BANCO MERCANTIL SANTA CRUZ S.A. head office code?

While the BANCO MERCANTIL SANTA CRUZ S.A. head office code (ending in XXX) is often accepted, using MERBBOLXSCZ is the best way to ensure your money reaches the SANTA CRUZ DE LA SIERRA branch directly. By using the branch-specific code, you bypass the central sorting queue at the head office, which can often speed up the processing of your international transfer by a full business day.

Can I receive international payments at the branch in SANTA CRUZ DE LA SIERRA?

Yes, the office in SANTA CRUZ DE LA SIERRA is fully equipped to receive international wire transfers via the SWIFT network. To ensure the funds are credited correctly, you must provide the sender with the SWIFT/BIC code MERBBOLXSCZ and your full IBAN associated with your account at this location.

What is the correct address for a wire transfer to SANTA CRUZ DE LA SIERRA?

When you are asked for the "Beneficiary Bank Address" on a wire transfer form, you should provide the specific physical location in SANTA CRUZ DE LA SIERRA to ensure a smooth verification process:

BANCO MERCANTIL SANTA CRUZ S.A.
RENE MORENO EQUINA S. DE FIGUEROA, SANTA CRUZ DE LA SIERRA, ANDRES, IBANEZ, SANTA CRUZ DE LA SIERRA, Bolivia

How long does it take for money to arrive at this Bolivia location?

Typically, an international transfer to the branch in SANTA CRUZ DE LA SIERRA takes between 1 and 3 business days. To avoid delays, ensure the sender uses the specific code MERBBOLXSCZ. Transfers initiated on weekends or during local public holidays in Bolivia may take slightly longer to reflect in your account.

What happens if I use the SWIFT code for the wrong branch?

If you accidentally use a code for a different BANCO MERCANTIL SANTA CRUZ S.A. location instead of the one in SANTA CRUZ DE LA SIERRA, your money is rarely lost. Instead, the bank will usually perform a "manual repair" to route the funds to the correct account based on your IBAN. However, this manual intervention often incurs a small additional fee and can delay the deposit by 24 to 48 hours.

Is this the same as the IBAN for my account in SANTA CRUZ DE LA SIERRA?

No. The SWIFT code MERBBOLXSCZ identifies the BANCO MERCANTIL SANTA CRUZ S.A. branch in SANTA CRUZ DE LA SIERRA, whereas your IBAN identifies your specific, individual bank account. For a successful international transfer, you must provide both pieces of information to the sender.